I picked up the bike on Friday last week. I found the chip on Sunday morning. It had 150 miles on it when I found the chip. My dealer is a very good friend of mine so I think she'll fight to get it replaced if I want, but I really feel guilty about pressing the issue. I know I didn't cause the chip, but I don't want to stress her out for taking care of me either. It really hurt my spirits when I found it, but now I'm feeling less upset about it. I know chips, scratches and dings are gonna happen when I ride it, but I guess I just want to know they are all my chips, scratches and dings. You know what I mean?
Thanks for all the input guys.
Normally the dealership will ask you to look the bike over for any damage when you pick it up, and most will ask you to sign off on the inspection sheet. If you come back later with a scratch or other damage that isn't on that sheet, the assumption will be that the scratch, etc. belongs to you. However, there comes a point where common sense has to override the CYA stuff, and in your case it's fairly obvious that your outer fairing was damaged while it was not mounted to the inner. Hard to do that kind of damage without making similar marks on the gasket and the inner, so the dealer shouldn't even think about giving you a hard time on this. Of course, that doesn't mean that H-D itself won't jerk you around; they've given lots of folks a hard time over any and all "cosmetic" issues. For instance, you really don't want to know the BS they've been telling folks about chrome parts lately.
IMHO, you need to talk to the dealer and get a commitment to take responsibility for the problem. You bought the bike from the dealer, not the MoCo, and the dealer is the one who should handle this for you. It's their problem to get H-D to pay them for the repair or replacement, not yours. And if they have a good painter on the payroll, I wouldn't object to having a spot repair performed. Not a glob of touch up from a bottle, a real spot repair.
As the other's have mentioned, once you collect a couple rock chips or scratches, this won't seem as earth shaking as it did when you first found it. I think we've all been through it, and speaking for myself I can say that I felt the same way about the various flaws I found. Some I had repaired (replaced), other's I lived with or repaired myself. Life went on.
Jerry