Yes, there is no doubt in my mind that Harley has paid fraudulent claims submitted by less than honest dealership personnel. I think I mentioned that early on in the thread, that the only way it would be covered was directly by the dealer or by submitting a fraudulent claim. If you are happy with that method, then like I said, it's no skin off my nose. However, I also think we need to make sure any readers of this thread don't get the wrong impression from your posts and run right out to buy up all that crossed flags stuff from the catalog thinking it won't affect their warranty just because some guy on the web site claims his dealer said it would be covered. There are plenty of dealership personnel who won't file fraudulent claims, and there have been plenty of cases recently where H-D wouldn't approve warranty repairs until after their rep inspected the bike. So going the bogus claim route is not a sure thing, even if the dishonesty doesn't bother you.
As for dealing with reality, it hasn't changed. The official new vehicle warranty from H-D does NOT cover non street legal modifications. Having to rely on finding a crooked dealership to submit a claim and hope it slides past the MoCo is not the same thing as a valid warranty.
Jerry