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[chappy]

The good news for anyone with a Veterans Administration Home Mortgage Loan.
The VA now offers a chance to lower your Mortgage Interest Rate to a 30 year fixed rate. 
There is nearly "No Cost" for closeing the deal!
There in "No Personal Mortgage Insurance" needed because your VA loan is already Guarantied.
It's called a VA Streamline  Loan.
It's designed as an Interest Rate Reduction for any currant VA Mortgage Loan.
If your a Disabled Vet, the .5% VA Filing Fee is waved.
You can also get up to $6,000.00 included for Energy Saving Costs.
Turn around is 30 to 60 days
The loan payback savings is thousands of dollars over the life of the loan.
All the info is listed at the VA link below.

good Luck
chappy

http://www.homeloans.va.gov/IRRRL.htm