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CVO Technical => Milwaukee-Eight => Topic started by: Twism_23 on January 14, 2020, 09:00:46 PM

Title: Harley Screamin Eagle 131 crate engine M8
Post by: Twism_23 on January 14, 2020, 09:00:46 PM
(https://uploads.tapatalk-cdn.com/20200115/8b1bde9eb87089d7ff27a57528717e9e.jpg)
(https://uploads.tapatalk-cdn.com/20200115/33387bcc4ae3ce1a6724512b77d2a650.jpg)

This looks pretty interesting.


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Title: Re: Harley Screamin Eagle 131 crate engine M8
Post by: scotman623 on January 14, 2020, 11:07:38 PM
Looks decent...
Title: Re: Harley Screamin Eagle 131 crate engine M8
Post by: SDCVO on January 15, 2020, 12:44:25 AM
As soon as its CA approved I am in..
Title: Re: Harley Screamin Eagle 131 crate engine M8
Post by: Twolanerider on January 15, 2020, 12:56:50 AM
Gawd I wonder how much oil that bitch could sump!
Title: Re: Harley Screamin Eagle 131 crate engine M8
Post by: OBB on January 15, 2020, 06:29:47 AM
As soon as its CA approved I am in..
I figured it wouldn't take long.

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Title: Re: Harley Screamin Eagle 131 crate engine M8
Post by: iski on January 15, 2020, 07:54:53 AM
Gawd I wonder how much oil that bitch could sump!

"17 to 19 models require purchase of high capacity oil pump"

This engine is obviously a ploy by the Moco to sell new oil pumps.
Title: Re: Harley Screamin Eagle 131 crate engine M8
Post by: FLSTFI Dave on January 15, 2020, 08:18:48 AM
You can do the kit on a bran new bike, and still have two year factory warranty.  To me that would be the big selling point.  You could make more power aftermarket but no warranty.  Do this, and your covered at any harley dealer in the country.
Title: Re: Harley Screamin Eagle 131 crate engine M8
Post by: acevtwin on January 15, 2020, 09:13:00 AM
Looks Interesting.
Title: Re: Harley Screamin Eagle 131 crate engine M8
Post by: ParadigmGuy on January 15, 2020, 11:20:36 AM
Do you have a link for this? I can't find it.
Title: Re: Harley Screamin Eagle 131 crate engine M8
Post by: trwtow on January 15, 2020, 04:57:18 PM
not sure I wanna be the first to try it but id like to have this
Title: Re: Harley Screamin Eagle 131 crate engine M8
Post by: SDCVO on January 15, 2020, 11:55:44 PM
You can do the kit on a bran new bike, and still have two year factory warranty.  To me that would be the big selling point.  You could make more power aftermarket but no warranty.  Do this, and your covered at any harley dealer in the country.
My warranty expires in Nov and dealer had a great idea. I will cancel my 7 yr extended and re purchase with kit installed which will cover kit. They are selling me re purchase warranty at cost so will end up costing couple hundred (maybe less) which to me is worth it.
Title: Re: Harley Screamin Eagle 131 crate engine M8
Post by: ParadigmGuy on January 15, 2020, 11:57:18 PM
My warranty expires in Nov and dealer had a great idea. I will cancel my 7 yr extended and re purchase with kit installed which will cover kit. They are selling me re purchase warranty at cost so will end up costing couple hundred (maybe less) which to me is worth it.
What's the price?
Title: Re: Harley Screamin Eagle 131 crate engine M8
Post by: SDCVO on January 16, 2020, 12:44:03 AM
What's the price?
Dont know yet and afraid to find out. Will figure out how to deal with that whenever it gets approved in CA. Dealer thinks it may take a while-
Title: Re: Harley Screamin Eagle 131 crate engine M8
Post by: Twolanerider on January 16, 2020, 12:45:09 AM
My warranty expires in Nov and dealer had a great idea. I will cancel my 7 yr extended and re purchase with kit installed which will cover kit. They are selling me re purchase warranty at cost so will end up costing couple hundred (maybe less) which to me is worth it.

I would definitely want to see language in the extended service contract that's specified it would cover changes made after original purchase. This idea would worry me, just doesn't pass the sniff test from experience with prior extended service agreement discussions.
Title: Re: Harley Screamin Eagle 131 crate engine M8
Post by: SDCVO on January 16, 2020, 12:52:09 AM
I would definitely want to see language in the extended service contract that's specified it would cover changes made after original purchase. This idea would worry me, just doesn't pass the sniff test from experience with prior extended service agreement discussions.
of course I will make certain before I pull the trigger. Unfortunately I got to know the Harley rep well going through the "buy back" on the 17 so I will speak to him first. Last thing he will want will to be fight with me again over the warranty covering a problem. In the end he is a good guy and I have stayed in touch with him occasionally. He was just doing his job and it did end up good in the end.
Title: Re: Harley Screamin Eagle 131 crate engine M8
Post by: J Meadows on January 16, 2020, 11:26:52 AM
Do you have a link for this? I can't find it.

$3,076.43
https://shopbigskyharley.com/collections/parts-accessories/products/milwaukee-eight-%C2%AE-engine-stage-iv-kit-114ci-or-117ci-to-131ci-black-highlighted-92500080
Title: Re: Harley Screamin Eagle 131 crate engine M8
Post by: ParadigmGuy on January 16, 2020, 12:10:51 PM
$3,076.43
https://shopbigskyharley.com/collections/parts-accessories/products/milwaukee-eight-%C2%AE-engine-stage-iv-kit-114ci-or-117ci-to-131ci-black-highlighted-92500080
Thank you!
Title: Re: Harley Screamin Eagle 131 crate engine M8
Post by: Unbalanced on January 16, 2020, 12:22:23 PM
Link doesn’t seem to be working.
Title: Re: Harley Screamin Eagle 131 crate engine M8
Post by: ParadigmGuy on January 16, 2020, 12:33:08 PM
Link doesn’t seem to be working.
Works for me.
Title: Re: Harley Screamin Eagle 131 crate engine M8
Post by: ParadigmGuy on January 16, 2020, 12:40:54 PM
Dont know yet and afraid to find out. Will figure out how to deal with that whenever it gets approved in CA. Dealer thinks it may take a while-
Seems reasonable to drive to AZ or NV and have a dealer do the install, then drive home. I just have to wait for initial two year warranty to end.
Title: Re: Harley Screamin Eagle 131 crate engine M8
Post by: J Meadows on January 16, 2020, 03:23:07 PM
131 Crate M8 Engine  pt#92500082 on Harley's web page

https://www.harley-davidson.com/store/milwaukee-eight-engine-stage-iv-kit-114ci-or-117ci-to-131ci-pa-18-92500082-1
Title: Re: Harley Screamin Eagle 131 crate engine M8
Post by: deldago on January 17, 2020, 07:42:31 AM
121 hp and 131 torque? I guess that is the moco's idea of a sleeper!
Title: Re: Harley Screamin Eagle 131 crate engine M8
Post by: Gandrtravis on January 17, 2020, 11:07:41 AM
Wonder if some of the aftermarket guys will run the cylinders and heads with some aftermarket cam and exhaust would be interesting to see what it can do without trying to make epa regulations.
Title: Re: Harley Screamin Eagle 131 crate engine M8
Post by: HD Street Performance on January 17, 2020, 12:06:25 PM
Part numbers for the cylinders and pistons? Help from a parts guy!
Thanks
Title: Re: Harley Screamin Eagle 131 crate engine M8
Post by: BigLew55 on January 17, 2020, 12:30:05 PM
They're on the HD Website:
https://www.harley-davidson.com/store/4310-in-big-bore-bolt-on-cylinders
https://www.harley-davidson.com/store/high-compression-piston-4310-bore-x-45-stroke
Title: Re: Harley Screamin Eagle 131 crate engine M8
Post by: Threephase on January 17, 2020, 02:05:51 PM
I posted this back on October 2, 2018 on the topic "how big can you go".


"My local Harley said at their schooling by the MoCo,  they were told that the current M8 was built to handle up to 130ci without case mods. But as of yet they have not come up with anything larger than a 117 ci displacement. I can only assume it has to do with EPA compliance issues. But they said they were also told, "bigger is coming". They are thinking that the 114ci will be the new normal powerplant with a 121 or 124 offered in the CVO."

I missed by 1 cubic inch.
Title: Re: Harley Screamin Eagle 131 crate engine M8
Post by: dayne66 on January 17, 2020, 02:21:34 PM
Does the cubic inch bump up correlate with how many years it'll take to make it reliable?
Title: Re: Harley Screamin Eagle 131 crate engine M8
Post by: scotman623 on January 17, 2020, 03:07:28 PM
I think all these MOCO big bore kits are awesome for the people who want to get it done and keep their bikes under warranty... Unfortunately I could not wait and had my 128 Big bore kit completed this week... Have to at least give Harley some credit for trying to make power with such strict EPA laws, cannot BW easy....
Title: Re: Harley Screamin Eagle 131 crate engine M8
Post by: FLSTFI Dave on January 18, 2020, 08:21:13 AM
I think all these MOCO big bore kits are awesome for the people who want to get it done and keep their bikes under warranty... Unfortunately I could not wait and had my 128 Big bore kit completed this week... Have to at least give Harley some credit for trying to make power with such strict EPA laws, cannot BW easy....

Do you have the numbers and the dyno sheet?  Inquiring minds want to know.
Title: Re: Harley Screamin Eagle 131 crate engine M8
Post by: Tail Rider on January 18, 2020, 09:08:13 AM
Claim of 131tq/121hp...SE8-517 cam (for the MOCO)
Title: Re: Harley Screamin Eagle 131 crate engine M8
Post by: HD Street Performance on January 18, 2020, 09:30:42 AM
Their kit is EPA legal, so would not expect big power.
Title: Re: Harley Screamin Eagle 131 crate engine M8
Post by: mark on January 18, 2020, 09:38:39 AM
I’d rather see the MoCo develop the Revolution engine into their lineup.  Air-cooled days are coming to an end...
Title: Re: Harley Screamin Eagle 131 crate engine M8
Post by: BigLew55 on January 18, 2020, 10:45:39 AM
Do you have the numbers and the dyno sheet?  Inquiring minds want to know.
Their standard crayon charts are on the website with the kits.
Title: Re: Harley Screamin Eagle 131 crate engine M8
Post by: yobtaf103 on January 18, 2020, 05:10:58 PM
Buyer beware ,you have to surrender your existing motor cases back to HD,as they use your existing vin on the 131" !!
Makes no sense ( unless a trashed motor) just buy the top end kit on a new bike?

or is there something special about the 131 bottom end (timken) ?

Title: Re: Harley Screamin Eagle 131 crate engine M8
Post by: HD Street Performance on January 18, 2020, 07:00:11 PM
I doubt it and I agree with your advice.
Better yet just buy the pistons and cylinders and have your heads ported by a competent shop.
Title: Re: Harley Screamin Eagle 131 crate engine M8
Post by: J Meadows on January 18, 2020, 11:57:51 PM
Video
https://www.youtube.com/watch?v=VGcFjON7_tE
Title: Re: Harley Screamin Eagle 131 crate engine M8
Post by: Threephase on January 20, 2020, 02:13:57 PM
Not really a "crate" engine. Just a big bore kit.
Title: Re: Harley Screamin Eagle 131 crate engine M8
Post by: OBB on January 20, 2020, 06:12:41 PM
Not really a "crate" engine. Just a big bore kit.
According to a dealer in VA, there is a crate engine available for $6200.

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Title: Re: Harley Screamin Eagle 131 crate engine M8
Post by: BigLock on January 20, 2020, 07:02:24 PM
Have a dealer close to me if you buy a 20 touring bike .They will give you a free 131 motor kit just pay for install
Title: Re: Harley Screamin Eagle 131 crate engine M8
Post by: OBB on January 20, 2020, 07:15:26 PM
Have a dealer close to me if you buy a 20 touring bike .They will give you a free 131 motor kit just pay for install
Sounds like one of the VA dealers owned by Ken Barner. I'm actually thinking about it.

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Title: Re: Harley Screamin Eagle 131 crate engine M8
Post by: SDCVO on January 20, 2020, 10:19:36 PM
If I bought the crate motor what do you all think I could sell my current stage 4 from my 19 RG for?
Title: Re: Harley Screamin Eagle 131 crate engine M8
Post by: scotman623 on January 20, 2020, 10:34:18 PM
If I bought the crate motor what do you all think I could sell my current stage 4 from my 19 RG for?
. Like stated above, You have to turn in your cases to your stock motor so they can stamp the new crate motor with your vin numbers... I bet this will screw a lot of people for exactly what you are trying to ask about... Would be nice if they let you buy the crate motor plus keep your stock one, unfortunately they do not...
Title: Re: Harley Screamin Eagle 131 crate engine M8
Post by: skorch on January 21, 2020, 10:26:33 AM
Have a dealer close to me if you buy a 20 touring bike .They will give you a free 131 motor kit just pay for install
Where at..I am in the Tar Heel State
Title: Re: Harley Screamin Eagle 131 crate engine M8
Post by: Twism_23 on January 21, 2020, 12:40:23 PM
As stated earlier, this really isn’t a crate engine, it’s just a Stage 4 kit. I don’t believe you have to turn in your cases as this is just drop in cylinders and top end. I suppose they added a different head pipe as well, but nothing changes with your cases.
Title: Harley Screamin Eagle 131 crate engine M8
Post by: Bav on January 21, 2020, 01:18:25 PM
As stated earlier, this really isn’t a crate engine, it’s just a Stage 4 kit. I don’t believe you have to turn in your cases as this is just drop in cylinders and top end. I suppose they added a different head pipe as well, but nothing changes with your cases.


https://www.harley-davidson.com/us/en/owners/engines/crate-engines.html

In addition to the Screamin’ Eagle 131 Crate engine, Screamin’ Eagle also offers 128/131 Stage IV performance kits for those riders looking to keep their stock crankcase. These high-performance kits slip into your factory crankcase without machining or removing the engine from the chassis. Screamin’ Eagle offers a full line-up of performance products to fit your riding style. See your local dealer for details.


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Title: Re: Harley Screamin Eagle 131 crate engine M8
Post by: scotman623 on January 21, 2020, 01:21:05 PM
If someone buys the complete 131 crate motor to put in their bike they have to return the cases to the stock motor, Even Fuel Moto mentioned this, hence why they canceled their order on the complete motor...They need your stock cases back so there is not 2 motors out there with the same vin... I don’t AGREE with this, but it’s true... If you buy the 131 parts kit you don’t have to return anything to H-D...
Title: Re: Harley Screamin Eagle 131 crate engine M8
Post by: BigLock on January 21, 2020, 06:59:41 PM
Dealer doing the free kit if you buy a 20 touring bike is Black Jack H-D in Florence SC . Just pay for install
Title: Re: Harley Screamin Eagle 131 crate engine M8
Post by: SDCVO on January 22, 2020, 12:49:44 AM
think you can buy motor seperately. It was the gm at the dealer that suggested it to me
Title: Re: Harley Screamin Eagle 131 crate engine M8
Post by: Threephase on January 22, 2020, 01:21:00 PM
Here is the downside to the crate engine for owners of CVO's.

"The engine is available in a choice of two finish treatments to match original motorcycle styling or a custom direction – Black and Chrome or Black and Gloss Black."

No black granite to match the CVO transmission case.
Title: Re: Harley Screamin Eagle 131 crate engine M8
Post by: ltank on January 24, 2020, 04:24:24 AM
I was curious about the transmission holding up. I realize that it needs a new clutch
Title: Re: Harley Screamin Eagle 131 crate engine M8
Post by: J Meadows on January 25, 2020, 06:50:25 PM

My Local Dealer  Hells Canyon H-D is offering free 131  upgrade  with new 2020 Harley you just have to pay labor, buy  slippons, Clutch & Tuner, should cost about an extra $4,000 on top of new bike price.
 
Title: Re: Harley Screamin Eagle 131 crate engine M8
Post by: ParadigmGuy on January 26, 2020, 01:37:09 AM
My Local Dealer  Hells Canyon H-D is offering free 131  upgrade  with new 2020 Harley you just have to pay labor, buy  slippons, Clutch & Tuner, should cost about an extra $4,000 on top of new bike price.
With any 117 or 114? I think that would devalue part of the benefit of a CVO.
Title: Screaming eagle 131 Cubic Inch
Post by: anzac on January 28, 2020, 06:17:34 AM
Has anyone bought this engine and if so what are your thoughts?


Thanks
Title: Re: Screaming eagle 131 Cubic Inch
Post by: scotman623 on January 28, 2020, 11:22:51 AM
People are just probably starting to buy some, I’m sure they will post their thoughts when finished... I’m guessing we will not hear any reviews for another 2-6 weeks would be my guess...
Title: Re: Harley Screamin Eagle 131 crate engine M8
Post by: johnmowcop on January 28, 2020, 01:48:43 PM
Hocus Pocus?

My understanding then is this (is it correct):

Seems if you buy this new engine for the $6k+ (excluding fitting and probably much needed clutch upgrade etc), you have to give them your old engine cases back because the engine number on the new engine will be the same as your old engine, so no chance of selling your own engine after buying a new one (you will just have a pile of parts)  to recover part of the price, or, keeping your old engine as spare for when the new one goes wrong.

These people are odd, do not deserve any kind of allegiance.

Title: Re: Harley Screamin Eagle 131 crate engine M8
Post by: BigLew55 on January 28, 2020, 02:19:05 PM
Hocus Pocus?

My understanding then is this (is it correct):

Seems if you buy this new engine for the $6k+ (excluding fitting and probably much needed clutch upgrade etc), you have to give them your old engine cases back because the engine number on the new engine will be the same as your old engine, so no chance of selling your own engine after buying a new one (you will just have a pile of parts)  to recover part of the price, or, keeping your old engine as spare for when the new one goes wrong.

These people are odd, do not deserve any kind of allegiance.

There was an early misunderstanding concerning returning your VIN.  That has since been corrected and folks are ordering these crate engines with no intention of returning their old one for "VIN swapping".
Title: Harley's new 131
Post by: scottt on January 28, 2020, 06:19:58 PM
So, what does everyone think of the new 131 inch crate motor for M8 touring frames? Kinda nuts that it's not included in a high dollar CVO in my opinion.

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Title: Re: Harley's new 131
Post by: CVOStreetglide on January 28, 2020, 06:49:21 PM
So, what does everyone think of the new 131 inch crate motor for M8 touring frames? Kinda nuts that it's not included in a high dollar CVO in my opinion.

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Maybe 2021.   They need some test mules so the 20 1/2 CVO Road Glide may be it.   :2vrolijk_21: :2vrolijk_21:
Title: Re: Harley's new 131
Post by: mark on January 29, 2020, 12:04:44 AM
So, what does everyone think of the new 131 inch crate motor for M8 touring frames? Kinda nuts that it's not included in a high dollar CVO in my opinion.

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Out of curiosity, what do you think the MSRP would be on a 2021 CVO Limited with a 131...$46k?  The only riders buying HD tourers are baby boomers, and most are retired or very close.  Spending $50k for a motorcycle on a retirement income is going to give many retirees pause.     
Title: Re: Harley Screamin Eagle 131 crate engine M8
Post by: scottt on January 29, 2020, 12:30:38 AM
Out of curiosity, what do you think the MSRP would be on a 2021 CVO Limited with a 131...$46k?  The only riders buying HD tourers are baby boomers, and most are retired or very close.  Spending $50k for a motorcycle on a retirement income is going to give many retirees pause.   
Ya think? Your absolutely correct! I'm one of them :) if Harley really wanted to know what is going on, they would talk to riders like myself. I would give them good advice for free. I'm sure others would as well.

Personally, I think Harley needs to actually cut production, greatly increase quality and spend whats needed on R&D to build a high quality touring line that can stand with the worlds best. The stock market would hate my plan, in fact I'd suggest bringing the company back to private ownership if at all possible.

I realize that Harley wants to attract new customers with electric bikes. They also want a piece of the adventure and sport bike markets. I'd recommend investing in your touring line first, like GM did with the Corvette.

Electric bikes like the Livewire have such a limited market. Now that you have it, keep it but progress slowly. The adventure and sport bike markets are very competitive. They are not going to switch brands unless Harley builds a better bike, priced right. Not Harleys current strong suit.

Then again, what do I know

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Title: Re: Harley Screamin Eagle 131 crate engine M8
Post by: ParadigmGuy on January 29, 2020, 12:44:53 AM


Out of curiosity, what do you think the MSRP would be on a 2021 CVO Limited with a 131...$46k?  The only riders buying HD tourers are baby boomers, and most are retired or very close.  Spending $50k for a motorcycle on a retirement income is going to give many retirees pause.   

I'm not a baby boomer. None of my seven good riding buddies are baby boomers. We all ride touring bikes. Two of the seven of us are retired.
Title: Re: Harley Screamin Eagle 131 crate engine M8
Post by: OBB on January 29, 2020, 05:18:06 AM
So, what does everyone think of the new 131 inch crate motor for M8 touring frames? Kinda nuts that it's not included in a high dollar CVO in my opinion.

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I always thought the same thing about the 120ST/120R. Why didn't it come standard in the CVO instead of the 110. :nixweiss:

Oh wait, even the CVO owners need to have some kind of upgrade to look forward to.   :rolleyes4: :goofy:
Title: Re: Harley Screamin Eagle 131 crate engine M8
Post by: Phreakyz on January 29, 2020, 05:26:56 AM

I'm not a baby boomer. None of my seven good riding buddies are baby boomers. We all ride touring bikes. Two of the seven of us are retired.

I'm a Gen X'r myself and my daughter's fiance's Road Glide is parked in my garage for the winter and he's a Gen Z 24 years old.  He bought it when he got out of the Marines...
Title: Re: Harley's new 131
Post by: FLSTFI Dave on January 29, 2020, 07:31:59 AM
Out of curiosity, what do you think the MSRP would be on a 2021 CVO Limited with a 131...$46k?  The only riders buying HD tourers are baby boomers, and most are retired or very close.  Spending $50k for a motorcycle on a retirement income is going to give many retirees pause.   

Both sides to this, I do see retirees spending over 40K on new CVO bikes.  Heck, many retirees are spending over 250K on a motorhome.  I also see quite a few guys in their 30's buying touring bikes, I know two in their 20's on road glides.

I'm on the tail end of the boomers, born in 63.  I have been on a true touring bike since 08.  From 02 to 08 I was on a fatboy with saddlebags and a luggage rack and did tour on it.

Honestly my next bike might not be a CVO, but could very well be a road glide special with the 131 kit in it for a little less then a CVO.
Title: Re: Harley Screamin Eagle 131 crate engine M8
Post by: mark on January 29, 2020, 10:42:36 AM
While stories about younger riders buying touring bikes and retirees spending large sums on RVs are great...they are anecdotal in nature.  The overall financial health of boomers across the country tells a different story, as do the demographics collected by HD.  Boomers make up the bulk of touring bike owners and unfortunately, haven’t saved well for retirement.  So, buying that $45-50k CVO while working was doable, it isn’t any longer.  Sadly, 45% of boomers have no retirement savings.  Of the remaining, 28% have less than $100k.   

Title: Re: Harley Screamin Eagle 131 crate engine M8
Post by: BigLock on January 29, 2020, 07:05:30 PM
Well said I retired 3 yrs ago n I did buy a 18 CVO RG . It will most likely be my last CVO it's the stable ma to my 12 CVO RG. But most folks that buy RV most likely have sold there homes n just travel the US. Me I'm a traveler but on my bike no house payment n a small farm
Title: Re: Harley Screamin Eagle 131 crate engine M8
Post by: FLSTFI Dave on January 30, 2020, 08:03:32 AM
While stories about younger riders buying touring bikes and retirees spending large sums on RVs are great...they are anecdotal in nature.  The overall financial health of boomers across the country tells a different story, as do the demographics collected by HD.  Boomers make up the bulk of touring bike owners and unfortunately, haven’t saved well for retirement.  So, buying that $45-50k CVO while working was doable, it isn’t any longer.  Sadly, 45% of boomers have no retirement savings.  Of the remaining, 28% have less than $100k.
While your correct my stories of young guys on touring bikes would be Anecdotal, but does not make them false.  I do know two guys under 30 riding road glides both bought new, I also know at least five under 40 riding touring bikes, again bought new.  I am sure they local dealer where these bikes were bought does not think these sales were anecdotal.  Yes it is a small percentage of the riders under 40 buying touring bikes, but its been that way since the 80's and maybe longer.  Most while raising a family does not have the discresionary income to spend on a 30K motorcycle.  I have had a harley since 18 years old, they were old and used, then went about ten years with no bike due to three daughters in their teen age years.  After first two moved out, Bought a CVO.  Pretty typical of a lot of riders I'll bet.

Go to RV parks in FL this time of year and tell me people are not buying Motorhomes.  Not only are they being them they are spend Huge money on them.

Yes I agree Americans as a whole of done a poor job planing for their future and retirement.  They spent most of what they earned during their working years rather than putting some back for the future.  That said, there are lots of Americans with very nice retirements.  There are 40 homes on my dead in street on the lake, I have one of the least expensive homes.  I am one of five that still has some one in the home working.  Most these homes are over 500K.

First bill I pay is my retirement account, then my mortgage and have been doing that many years.  When you start its hard, once your use to not having that money its not bad.