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Author Topic: Was hoping I'd never have to post here  (Read 7380 times)

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DESERTBEAR54

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Re: Was hoping I'd never have to post here
« Reply #15 on: August 26, 2008, 05:11:34 PM »

What a concept!!! Here in Arizona 60% of the people here and they are from everywhere don't have insurance.
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Ditch

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Re: Was hoping I'd never have to post here
« Reply #16 on: August 26, 2008, 05:14:33 PM »

Glad your OK, bike can be fixed a whole lot easier than you can. At least you were able to walk away. Three motorcycle wrecks in the Spfd. Mo. area in last 24 hours one fatality. Sad we have to watch out for them, they are not watching for us.... Get to feeling better.
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Hugh Janis

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Re: Was hoping I'd never have to post here
« Reply #17 on: August 26, 2008, 06:41:08 PM »

Awful situation you're in.  What a human waste you hit.  Don't let it shake you.  Fix the bike and get back on it soon.  I hope your underinsured motorist coverage picks up the bill.  I've got $300k on mine (max).
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07_Flhrse3

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Re: Was hoping I'd never have to post here
« Reply #18 on: August 26, 2008, 09:13:45 PM »

I'm active duty Navy and have USAA insurance.  They tell me my uninsured motorist will pick up all but $250 and they will go after her for that, but what are the chances she has anything to take.  I did make sure to call the police today to let them know that if she goes to court on her citation for failure to yield, I will appear to testify that she did not has insurance.  I have a statement fax'd to me by her insurance.  USAA also said if any of the hospital bills aren't covered by TRICARE, they will pick up the tab.  I won't let this slow me down as soon as the bike is fixed or I buy another one, I'll be back in the saddle.  Thanks to everyone for the concern.
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HogDude

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Re: Was hoping I'd never have to post here
« Reply #19 on: August 26, 2008, 09:16:59 PM »

Thanks for all the kind words.  Luckily I was only going 35 mph at the time of the crash and she was driving a hyundi which absorbed alot of the crash.  This lady was amazing, she never even asked if I was ok and I found out today that she did not have insurance.  I called the police officer who wrote her a citation at the scene for failure to yield and told him I'd be happy to appear in court with him if she chooses to fight the ticket.  She wanted to know why I didn't get a ticket too.  You really can't fix stupid....can you.
Glad to hear you are alright. The nerve of some people, right... especially when its their fault
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sadunbar

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Re: Was hoping I'd never have to post here
« Reply #20 on: August 26, 2008, 09:18:07 PM »

I'm active duty Navy and have USAA insurance.  They tell me my uninsured motorist will pick up all but $250 and they will go after her for that, but what are the chances she has anything to take.  I did make sure to call the police today to let them know that if she goes to court on her citation for failure to yield, I will appear to testify that she did not has insurance.  I have a statement fax'd to me by her insurance.  USAA also said if any of the hospital bills aren't covered by TRICARE, they will pick up the tab.  I won't let this slow me down as soon as the bike is fixed or I buy another one, I'll be back in the saddle.  Thanks to everyone for the concern.

Glad you came out physically unscathed!   :2vrolijk_21:  Sounds like you have the financial side under control also...!
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Re: Was hoping I'd never have to post here
« Reply #21 on: August 26, 2008, 10:26:23 PM »

we dont have that problem here in switzerland, if u dont pay ur insurance, the insurance company informs the police who come to ur address and take off the vehicle number plate.

What, your country actually enforces its laws!!!!
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Diesel Dragon

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Re: Was hoping I'd never have to post here
« Reply #22 on: August 26, 2008, 10:51:13 PM »

Glad your ok

Everyone should learn a lesson here and that is, the underinsured/uninsured  part of your insurance policy is for YOUR protection and should be a large amount 300k- 500k or more if you can.

And a million dollar umbrella policy on your home owners for those just in case situations is not a very expensive option.

Here you can't register or renew without proof of insurance, but some drop the policy after the reg goes thru. The Insurance company is SUPPOSED to tell the DMV when someone has dropped there policy, but there not to good at that.

And stupidity has no limits.

DD

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REGGAB

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Re: Was hoping I'd never have to post here
« Reply #23 on: August 26, 2008, 11:21:13 PM »

First, It is a Blessing that you're OK!
Second, THANK YOU for your service to our Great Nation!
Third, Been there, done that....21 years ago, but wasn't as fortunate.  Three surgeries and 2 weeks later I was released from the hospital.  Now, my left foot is a barometer.  Left turn crashes appear to be most common.
Forth, Best to you as you work through this.  Thanks for sharing!


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ice6900

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Re: Was hoping I'd never have to post here
« Reply #24 on: August 27, 2008, 01:41:12 PM »

What, your country actually enforces its laws!!!!

they sure as hell do!
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ice6900

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Re: Was hoping I'd never have to post here
« Reply #25 on: August 27, 2008, 01:57:52 PM »

whats more, we periodically have 2 have our vehicles tested 4 road worthiness, test is called MFK
Every vehicle is tested and approved is fine detail by the powers that b.
if u want 2 change or modify anything on ur vehicle to remain legal the part/ accessory u want fitted should have been tested and approved for your vehicle by the powers that be! That means somebody/business has gone to the trouble to endorse a new airfilter for example, it would cost a far bit of $$$$$  to have it tested and approved say for a softail, then on, if u wanted to fit that part on ur bike to keep it legal u would have to buy (250$ for every single part/kit) for a certified/stamped paper stating the details of the part and ur vin number from that person/business, when u next go to MFK this info is printed into your vehicle registration book.
When we take our harleys in, (bikes renowned for customising) the test mech goes off and gets the folder appertaining to the type of bike u have, he looks at everything n will point out anything that is not original, if u dont have the certified paper for it, failed test n have to pay a retest. it stinks.
Thats why we keep all the bits we take off, so we can put them back on to have it tested.   
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LRebel

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Re: Was hoping I'd never have to post here
« Reply #26 on: August 27, 2008, 02:47:01 PM »

whats more, we periodically have 2 have our vehicles tested 4 road worthiness, test is called MFK
Every vehicle is tested and approved is fine detail by the powers that b.
if u want 2 change or modify anything on ur vehicle to remain legal the part/ accessory u want fitted should have been tested and approved for your vehicle by the powers that be! That means somebody/business has gone to the trouble to endorse a new airfilter for example, it would cost a far bit of $$$$$  to have it tested and approved say for a softail, then on, if u wanted to fit that part on ur bike to keep it legal u would have to buy (250$ for every single part/kit) for a certified/stamped paper stating the details of the part and ur vin number from that person/business, when u next go to MFK this info is printed into your vehicle registration book.
When we take our harleys in, (bikes renowned for customising) the test mech goes off and gets the folder appertaining to the type of bike u have, he looks at everything n will point out anything that is not original, if u dont have the certified paper for it, failed test n have to pay a retest. it stinks.
Thats why we keep all the bits we take off, so we can put them back on to have it tested.   


Sounds like government BS....... I guess it's everywhere :nixweiss:
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weamdog

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Re: Was hoping I'd never have to post here
« Reply #27 on: August 30, 2008, 07:10:02 PM »

Sorry to hear about the bike, but glad you came out okay.  As for the uninsured, too bad her vehicle didn't crash into a telephone pole and get totaled, maybe that would keep her off the road.
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Re: Was hoping I'd never have to post here
« Reply #28 on: August 30, 2008, 10:16:07 PM »

I'm active duty Navy and have USAA insurance.  They tell me my uninsured motorist will pick up all but $250 and they will go after her for that, but what are the chances she has anything to take.  I did make sure to call the police today to let them know that if she goes to court on her citation for failure to yield, I will appear to testify that she did not has insurance.  I have a statement fax'd to me by her insurance.  USAA also said if any of the hospital bills aren't covered by TRICARE, they will pick up the tab.  I won't let this slow me down as soon as the bike is fixed or I buy another one, I'll be back in the saddle.  Thanks to everyone for the concern.

Thank you for keeping us safe and go buy a lotto ticket and take your Angel out for a nice dinner! Wonder if the insuraance covers rentals?

Stay Safe! :coolblue:
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Sean M Cary

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Re: Was hoping I'd never have to post here
« Reply #29 on: August 30, 2008, 10:19:18 PM »

I'm active duty Navy and have USAA insurance.  They tell me my uninsured motorist will pick up all but $250 and they will go after her for that, but what are the chances she has anything to take.  I did make sure to call the police today to let them know that if she goes to court on her citation for failure to yield, I will appear to testify that she did not has insurance.  I have a statement fax'd to me by her insurance.  USAA also said if any of the hospital bills aren't covered by TRICARE, they will pick up the tab.  I won't let this slow me down as soon as the bike is fixed or I buy another one, I'll be back in the saddle.  Thanks to everyone for the concern.

you have USAA for your MC?  Last I checked they didn't do MC's - passed me off to Progressive at a higher rate then I got going direct. 

Wonder if they changed...was last year I checked.

Sean
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