I've just recently purchased my first gun at age 46. Within a month, I have 3 and a CWP.
I do not plan to carry at first, until I feel comfortable around the weapons AND I am convinced I would use it appropriately. The stories in this thread about using it if you draw it and shooting to kill and dead men don't tell lies, etc. scare the living crap out of me right now. I think one person said "I'd rather be tried by 12 than carried by 6" - I don't know - I may rather be dead than in jail...that seems worse than death. Anyway, I think I will come around, but I just need to be more comfortable with them than I am now.
Ruger P95 9mm
S&W 22 Target
Bersa Thunder 380 (for carry, this is an excellent choice...)
Brad