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I spent quite a bit of time on the phone the other day with a tech at Mobil. We talked a lot about the VTwin Mobil 1, as well as the 15W50 "Redcap" Mobil 1 car oil.
Here is what I learned:
The "redcap" 15W50 does have friction modifiers in it, but not in as large a quantity as you'll find in 40 weight and lighter oils. Friction modifiers are simply additives that bond to the metal and make things more slippery. It's true that synthetic oil is NOT more slippery than dino oil, but with the addition of friction modifiers it will be. ('course you can put the FM's in the dino oil too...)
That's why Mobil doesn't recommend using the 15W50 redcap in motorcycles, which have wet clutch systems. The redcap used to not have the friction mods, but now it does--in small amounts. So if you hear someone tell you that redcap is without friction modifiers, tell them that's old news...
This said, many, many folks very successfully use the current production redcap in their wet clutch bikes and never have any clutch problems. I used it in my Harley Davidson's primary chain case with no clutch problems. The tech said that he was aware that many folks "swore" by the recap 15W50 in their wet clutch bikes, and made no further comment.
As for the 20W50 VTwin Mobil 1 oil...
That oil--as best I could understand between the lines--is aimed at keeping Mobil's share of the Harley Davidson synthetic oil market. Harley now offers their "Screamin' Eagle" Syn3 oil (an oil which according to the MSDS is only about 60 percent synthetic, by the way). Harley claims that this 20W50 Syn3 oil can be used in all three holes on the Harley Davidson motorcycle. This is a convenience issue, however, and not a matter of the best lube in each spot.
Mobil says that technically Harley Davidson could void the factory warranty if one were to use 15W50 oil since the manual calls for a 20W50 oil. That's ridiculous, of course--and the Mobil tech agreed--but nonetheless Mobil had to respond to Harley's Syn3 oil in proper fashion, hence the 20W50 VTwin stuff.
The additive package in the VTwin oil contains about ten percent more phosphorus and zinc than does the redcap 15W50. But here's the thing: Your engine only depends on the phosphorus/zinc content on two occasions. One is when you start the engine up cold. The phosphorus/zinc additive remains attached to the cylinder walls and cam lobes and other places high in the motor and provides lubrication until such time as the oil gets circulated to that part of the engine. Does Mobil 1 15W50 have enough of this additive to provide start-up protection? I asked. "More than enough" answered the tech. I asked him why the VTwin had about ten percent more of the additive and he said that was in case of catastrophic failure of the oil--the "extra" additive would be spread about 10 percent thicker on the engine parts and provide about ten percent more time to get the engine shut down before metal hits metal. If you're thinking "big whoop" so was I. Considering that Mobil 1 Redcap doesn't begin to fail until well over 400 degrees I don't think the oil will ever need to hand over the lube detail to the additive package. I presented the Mobil tech with this notion and he sheepishly agreed.
So. For the Harley Davidson engine there would seem to be only one good reason for running the VTwin 20W50 over the redcap 15W50 car oil: factory warranty. I said "So let's assume that my factory warranty has expired. How much additional protection--realistically speaking--does the VTwin oil provide my engine over the 15W50 redcap car oil? I mean, considering that neither oil isn't going to break down anywhere this side of 400 degrees, and both oils have more than enough zinc and phosphorous to provide good start-up protection--is it worth double the price for the VTwin oil?" The tech paused a moment, and finally said "If I weren't at work I would tell you to run the 15W50." And that's a direct quote.
As for the transmission and primary chain case on the Harleys...