Here's the problem as I see it. First, the credit arm of Harley gave too many people loans
that couldn't afford the bikes. They were upside down, before they got out the door.
Second, people who want new bikes now, can't get loans because the banks & Harley
have tightened up loan requirements. Look at the housing & auto industries.
Harley will NEVER sell as many bikes as in the past, neither will the auto industry. It's
a new world with the credit crunch. The people who CAN afford to buy will buy, but they will
take it in the shorts, with their trade in, or if they try to sell outright. The used car market
has TANKED, because of the same problem.