Ha ha!! I don't have a car or truck or payments for my #2 bike either. No kids, both of us ride and love this stuff, although she rides a Dela style trike, the Can-Am RSS, and bought the exact Limited Edition matching trailer as well. We do have an older Civic Hybrid, 2004 which has long since paid for itself with the fuel saving and has not been a payment since 2009. And, U r right, I'm lucky, not because we have money(not), but because of how we choose to live, as these being a big part of both of our lives. This has also taken alot of time to get to this point, 10 years ago...not possible for me, and my wife weighed so much that she couldn't hardly get on a bike. Fast forward 125 lbs. and her new found health and while she was changing things in her life she wanted her own bike. No prior riding experience, but the semi auto and all of the electronic (3 way ABS on 1 foot pedal, stability control, traction control, no clutch or foot shifter just a left handed paddle shifter that requires only up shift clicks with left thumb and it down shifts, blips the throttle and it shifts with complete autonomy) were so much safer that I felt somewhat better at first, until riding classes gave her much better insight. When she came on board, it was all different with the first year, 3 out of state trips, nearly 10K the first year. She wanted me to be as comfortable as she was and the HD dealer offered me so little as a trade, we just felt like it 98 FB should live at our house the way it is,,, ever changing
Hence a new RGC in 2011, and then she, we got another 9K this last late summer/fall so after 2 years and nearly 20,000 miles, she is really into it!
Come back a few years from now and I will bet u still have the bike u have now, plus something much newer, but u can't keep spending cash on the old one for a little while unless u win lottery