I guess I'm on an island by myself on this one, but if State Farm offered me $17,000 on an 05 SEEG I would have jumped all over it. No individual would give you $19,000 for that bike. Look at the ones that have been for sale on here. You would be lucky to get $16,500 from a private buyer at this time.
Glad you are ok and hope it all works out for you.
I agree with Boatman on this, happy to see you OK. I traded-in a 2007 SE Ultra with low miles and perfect condition. I was paid $17,000 for the bike and was happy to get it. The dealer put the bike on their lot and asked $20,000 for the bike, it has been sitting unsold for 6 weeks. Just because some dealers ask high prices for the older bikes does not mean they actually sell for that number. They are just hoping someone walks in that does not really know.
Kelly Blue Book and NADA book values have one thing in common.....they don't buy cars or motorcycles. They simply publish guides and more times than not, the prices posted are incorrect. Generally higher than actual selling prices. I think they do it as a way of helping dealers finance or floor inventory as banks use the book values to determine what they will put up to "floor" that motorcycle or car. Most dealers use the banks money rather than their own, they prefer to pay monthly interest or flooring when rates are low like right now.
Ask yourself this; when was the last time you saw average run of the mill cars selling at dealerships for retail book values? My experience has been that more sell closer to the trade-in value than retail value.
Best of luck to ya, just happy to see you survived.
Scott