Topic: whats everyone paying for insurance?? (Read 5169 times)

wiseguy · « **on:** February 18, 2005, 10:55:27 PM »

I`m paying $1952 for 5 months and they want that paid in full for the 5 month`s lol
And i also have an excellant driving record on top of that..Go figure

hd-dude · « **Reply #1 on:** February 18, 2005, 11:01:01 PM »

I pay about $1,300 per year for full coverage with a "Guaranteed Replacement" clause in my policy. Basically if my bike gets wrecked or stolen it will be replaced with all of the exact parts (or equivelent if they are not availible) including all of the accessories that have been added. I too have a perfect driving record.

Shop around the cost for insurance varies greatly from company to company.

Twolanerider · « **Reply #2 on:** February 19, 2005, 04:01:39 AM »

Had to go look. Mine was $513.00 per six months. That $1952 for less than six months from the provinces was frightening. Even when you count that he's likely talking CDN dollars that's still somewhere around $1500.00. Is insurance for all you Canadians that bad or is he just getting raped and mutilated?

110tHunDer · « **Reply #3 on:** February 19, 2005, 08:07:01 AM »

Holy cow, guys, I'm only paying $429.80 for a whole year's coverage on the '04 SEEG through State Farm. It did go up $80 or so when I moved from the '02 Electra Glide Classic to the SEEG, though.

naitram · « **Reply #4 on:** February 19, 2005, 09:01:13 AM »

i pay about 2k per bike per year for full coverage, if i took collision off it would be about 500 per bike per year

kng103 · « **Reply #5 on:** February 19, 2005, 09:42:25 AM »

i am in the ny metro area,
and i pay around 750.00 a year.
that includes full coverage plus 10,000 in extras. i use progressive.

VANAMAL · « **Reply #6 on:** February 19, 2005, 10:36:50 AM »

WOW! you guys are paying a lot! i pay less than $500.
per year for full coverage on my 02 fxstdi. mine is through FOREMOST ins co.

Bungy · « **Reply #7 on:** February 19, 2005, 11:09:27 AM »

No, all us Canadians aren't getting raped! I pay $788 CAN / yr for full coverage (replacement value).

geezerglide · « **Reply #8 on:** February 19, 2005, 11:11:06 AM »

All,

I am paying CDN $1,300.00 per year for Insurance in Calgary, Alberta. This is for an 03 Road Glide valued at CDN $32,000 due to modifications etc.

I carry $1,000,000 Third Part Liability, Deductible on collision/upset is $500 and deductible on comprehensive is $500.

Have no convictions for traffic offences the last few years (have fought them all) and won.

If Canadian Insurance seems high, it is because we have to carry min. $500,000 third party liability.

Also our insurance companies are "Whores" last fiscal year they reprted profits in excess of $4 BILLION.

geezerglide

geezerglide · « **Reply #9 on:** February 19, 2005, 12:48:50 PM »

Bungy,

Who is your insurer?

I will be in Phoenix next week end.

geezerglide

Bungy · « **Reply #10 on:** February 19, 2005, 01:12:53 PM »

Leo;
I went w/ Jevco, State Farm was actually cheaper, but I've got too many tickets!
GAHD is pushing Blue Circle, but they're more expensive.

Are you going to going to stay in Phoenix for the ride?

geezerglide · « **Reply #11 on:** February 19, 2005, 01:37:04 PM »

Steve,

I will be back on Mar. 1, then going back apprx. Apr. 1 - 2, depends. Is the ride still on?

geezerglide

JR · « **Reply #12 on:** February 19, 2005, 02:06:28 PM »

I paid $416 on my roadking and it will only go up to $457 when I get my Lil Bananna. This is for the whole year and I have Farmers Ins. [smiley=nixweiss.gif]

JR [smiley=laugh.gif]

dickie · « **Reply #13 on:** February 19, 2005, 03:10:01 PM »

2003 SERK in San Diego $731 yr with AAA [smiley=furious.gif]

Twolanerider · « **Reply #14 on:** February 19, 2005, 03:29:41 PM »

Well, upon further review, I was wrong on mine at $513 for six months. That last payment was just a pro-rated payment when the policy changed over and the bike was changed. It turns out the annual rate is $786. Less than some, more than others. Oh well..... [smiley=nixweiss.gif]

hd-dude · « **Reply #15 on:** February 19, 2005, 03:46:12 PM »

Quote

I pay about $1,300 per year for full coverage with a "Guaranteed Replacement" clause in my policy. Basically if my bike gets wrecked or stolen it will be replaced with all of the exact parts (or equivelent if they are not availible) including all of the accessories that have been added. I too have a perfect driving record.

Shop around the cost for insurance varies greatly from company to company.

Went and checked mine again and I'm only paying $388 per 6 months on the bike. (Got it mixed up with my truck policy). I'm with Allstate.

BLM777 · « **Reply #16 on:** February 19, 2005, 04:18:59 PM »

I've got the SEEG and my wifes' '05 Softail Deluxe on the same policy with Geico. $721 for both scoots per year. I am told, however, that all insurance auto/home/cycle will be going up at the policy renewal period due to the never ending stream of hurricanes last fall down here.

Mr. We · « **Reply #17 on:** February 19, 2005, 05:45:22 PM »

I still feel good about ours. We use H-D (Dairyland) for both SEEGs and the 95th Ann RK and pay less than a grand; lots of chrome extras and no lying about the mega miles driven!
Course we keep [smiley=beerchug.gif] out of the picture! [smiley=xyxthumbs.gif]

Jock · « **Reply #18 on:** February 19, 2005, 10:05:25 PM »

Of course everything is relative, given the type coverages...I pay $718 for two of my three bikes with Progressive...however I am rethinking matters now that I have read the threads...

My problem is the custom and coverage...very difficult.

Bottom Line - if you are happy that is all that matters!

Daddyschog · « **Reply #19 on:** February 20, 2005, 06:05:34 AM »

Here in Central PA I'm pay $393 a yr. from Liberty Mutual W/no accident or violations. My wifes car and the home owners policy give the disco to get it down that low. I had insurance thru HOG but they changed vendors and for my SEEG they wanted twice that much for state min. liability coverage.

BadAss2 · « **Reply #20 on:** February 20, 2005, 10:55:54 AM »

Am paying $1100/year with full coverage like Geezerglide. Am insured for $50K CDN.

JCZ · « **Reply #21 on:** February 20, 2005, 11:11:44 AM »

Again, (said it the last time a thread went around asking this question) insurance has a lot of variables........actually, too many, to even get a close idea.

cei600 · « **Reply #22 on:** February 20, 2005, 12:28:31 PM »

I am with Markel American. Full coverage with a $500 Deductible. Actual cash value. 25-50 liability. That is the minimum for KY. The cost is $684 per year.www.bike-line.com for quotes online. I am pretty satisfied. It was hundreds cheaper than HOG aka Dairyland or the others I checked.

reo · « **Reply #23 on:** February 20, 2005, 03:54:57 PM »

Quote

insurance has a lot of variables........actually, too many, to even get a close idea.

HUBBARD · « **Reply #24 on:** February 21, 2005, 01:27:30 PM »

My premium is $656.00 per year for $45,000.00 replacement policy on my 2002 FLHTCUI.

soups7 · « **Reply #25 on:** February 21, 2005, 02:21:43 PM »

Clean record, 12 months, full coverage, 100/300, $500 deductable with a discount for the car policy - $215.40. Farmers Ins of Illinois.

the O`Fender · « **Reply #26 on:** February 21, 2005, 04:02:34 PM »

NJ some of the highest rates in the country, I pay $1500 annually (100k/300k liability $500 deductible) based on a quoted value of $35k [smiley=furious.gif]

Sir_Nuke · « **Reply #27 on:** February 23, 2005, 09:53:28 PM »

I guess there really is an advantage to living in what is considered by the insurance companies a RURAL area....I too have my insurance through Foremost County Mutual....total full coverage for me is $650/year on my SERK.

bigbore · « **Reply #28 on:** February 24, 2005, 01:01:43 AM »

Hey wiseguy check out State Farm for the best rates with a clean abstract about $750 /yr. full replacement [smiley=xyxthumbs.gif]

Dallas · « **Reply #29 on:** February 24, 2005, 03:06:40 PM »

$460 per year Ryder Insurance Union New Jersey

JCZ · « **Reply #30 on:** February 24, 2005, 08:51:06 PM »

Quote

$460 per year

Hotmetal2 · « **Reply #31 on:** March 02, 2005, 11:02:26 PM »

I will pay $550 CDN for my yellow SEEG 05!

geezerglide · « **Reply #32 on:** March 03, 2005, 01:46:46 AM »

Hotmetal2,

Wow with the high vehicle theft rate in La Belle Province and high car and truck insurance rates, your only paying $550, that is a fantastic rate.

hatchetjak · « **Reply #33 on:** March 03, 2005, 07:41:57 AM »

I pay 300.00 per yr with harley davidson financial servicies, full coverage.

syclone · « **Reply #34 on:** March 03, 2005, 02:50:38 PM »

05 SEEG and 04 Night train 100/300 $250.00 deduct collision $100.00 deduct comp.
Progressive Insur. $487.00 Per year for both bikes.

Hotmetal2 · « **Reply #35 on:** March 03, 2005, 03:11:15 PM »

Geezerglide,

I'm doing business with Trudeau Assurances (broker). This is for a full year!! SEEG is the same rate than FLHTCI.

The rate is low because it is a ''Touring Class'. Here, the theft are more interrested for softail, Dyna and others HD. There are some assurance companies which assure only FLH, because the other HD are too risky!!

geezerglide · « **Reply #36 on:** March 03, 2005, 05:09:02 PM »

Hotmetal2,

Thanks for the info., that is an excellent rate.

I make it down to Montreal 3 - 4 times a year as our Head Office and main manufacturing plants are located on Cote de Liesse, McArthur Ave, Ward Avenue and also in Granby. I work for a valve manufacturer VELAN.

geezerglide

Coolbreeze · « **Reply #37 on:** April 07, 2005, 06:35:05 PM »

I'm now paying $476.00 per year with comp and collision, through American Family. Clean record and no claims makes a big difference to them. (I understand the rates go up about 60% the first time you file a claim...) [smiley=nervous.gif]

Author Topic: whats everyone paying for insurance?? (Read 5169 times)