Since '99 I have ridden with gloves, jacket, at least jeans and 8" min boots on every ride. Had a hard time at first in the summer but it has gotten better, discovered Vanson several years ago and use there stuff for 3 seasons here in Florida. I have an older model Vent Max that has full armor and is made of the toughest Cordura mesh of anything I have ever seen and is closest, temp wise, to wearing no coat I can find. I use HELD summer gloves, max protection, but very pricey but the current pair have almost 4 years on them. Either FXRG or Ridge 9000 boots and a Shoei Neotec full face. Used to it now and have a hard time understanding anyone who doesn't.
Remember sliding up the road in 1974, no fun.