Unfortunately there are many people running around loose these days Don that don't have a lot of what used to be called "common sense". Add to that the litigious nature of our society, and the fact that no one it seems ever thinks they are to blame for the bad things that befall them, and we get manufacturers that feel it necessary to install pinned bars, along with plastering the bikes and other products with enough warning labels to wallpaper a small room. People don't heed warnings, people don't read manuals, and people often refuse to take good advice when it's offered. The nanny state has been created by those sorts of people, not necessarily the manufacturers of products. Trust me, we didn't add all those warning labels and automated safety devices on cars because we were looking for a way to pizz away more money. We did it to cover our azzes. And I'm going to assume that Harley is doing the same thing.
I'm often amazed when I think back to how things were in the 50's, 60's, and even 70's, that any of us survived long enough to reach adulthood. Somehow people back then managed to develop that common sense I mentioned earlier, and those who didn't often screwed up and often got hurt. When we did something stupid and got hurt or tore up our stuff, we didn't look for someone else to blame, we sucked it up, took responsibility, and moved ahead. What a novel idea.
Jerry