Just so you know, they may be asking "over" MSRP but that doesn't mean you can't make a deal happen @MSRP. Here in Albuquerque, NM Thunderbird Harley has been asking $4k above MSRP. They have also been topping it off with outrageous dealer preparation and documentation fees. I worked a deal with their satellite store, Duke City HD, @ MSRP and got the 2+5 ESP. They got their prep/doc fees but worked them back out of the ESP cost to make a deal comparable to other MSRP dealers in the state.
Suggestion: Call around the country to both MSRP and "over" dealers. Find the bike you want in the color you want.
Get a complete breakdown of cost out the door.
MSRP
Market Markup/Discount
Freight
Preparation
Sales Tax
Title Fee
License Fee
ESP (your desired term) make sure to use the 2+ ESP language. Some will see you a 5yr as 2+3 when you really want 5 MORE Years.
Order and Delivery Date Projections
Once you get 5 or 6 quotes, you have a good idea of ranges and what you can find acceptable.
Suggestions on MSRP Dealers to talk to;
Holstein's HD - Omaha, NE
Knoxville HD - Knoxville, NE
Barnett's HD - El Paso, TX ( I have been told they are not MSRP but they quoted me MSRP and then rolled up big $$$ for ESP, point of comparison)
Your Local Dealer
Dealer with "Your Dream Bike" in stock or delivered within 4 weeks.
Other consideration: How soon do you "need" that bike? Are you willing to pay a little more for one that's on the floor or scheduled for deliver in 2-3 weeks?
Best of Luck.
DesertHOG aka Simon