Yes please do share. Based on this thread back when it started I contacted Gary and got an excellent rate for the 1st year however after the first year I had to give him a shot at my home and auto as well which he could not come close to my present company. So, when I got my renewal it had doubled. I have found this with several companies that want everything or nothing. I'm back with Riders Plus getting gouged like everyone else. My rate is based on a 5 star rating with advanced driver training (Harley Skilled Rider Course) and over 10yrs riding experience at $1,600. Never had a claim, ticket etc. I just called them this week for a quote on a 14 Switchback I am looking at adding and it is $1,250 so $2,800/yr for the 2. (My wife wants to get her licence so that will go up to $1,800 for the Switchback.) Soooooooooooooooo, we get to pay 20-25% more over our American Friends for our original bike purchase and here in Ontario we pay 13% sales tax and $100 tire tax. We get to pay about 100% more for insurance. Our fuel costs generally run 50% over American. Hey, but we have free health care, oh wait, here in Ontario most pay $800/yr payroll tax for Ontario health care. Lastly, because I worked hard for 32 yrs then retired with a modest pension which I paid 12.5% of each pay into, I like to enjoy my ride for a couple extra months and head to Florida for Feb and Mar now and this year every American dollar is going to cost me $1.42 CND presently. Now don't get me wrong, I and we, enjoy an excellent standard of living and generally our wages are excellent but I always said I never needed to make more, I just need to have more in my pocket of what I did make. Sorry for the rant and some what off topic but insurance costs etc here just boil my blood. Cheers!