I had a discover card years ago. It was one of the fancy ones with a annual fee. I got tired of paying the fee and switched it to a no fee discover card. They cut my limit to 10% of what I had with the previous discover card, which I promptly hit the first week. I called them up and asked them what gives??? I was told that the other discover card is a different division and the 2 divisions don't interconnect!!?? WTF???!!! They wouldn't give me the same limit I had with the original discover card. Needless to say, I closed the account and have never had another discover card. Even now, in my own business, I'm proud to say "I don't accept discover!"