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Author Topic: H-D Extended Warranty  (Read 4422 times)

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Badger Mike

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H-D Extended Warranty
« on: February 14, 2019, 02:32:50 PM »

So, I'm having some buyers remorse on my H-D extended warranty that I purchased last fall when I bought my new CVO.  I can't remember the last time I bought an extended warranty, maybe my 2013 F-250 Diesel.  Has anyone tried to sell back their warranty?
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bigchuck

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Re: H-D Extended Warranty
« Reply #1 on: February 14, 2019, 02:41:23 PM »

Not on a bike but I did sell back extended warranty on a Dodge and took a bath. With the many problems Harley seems to continually have Id keep it.
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rayson56

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Re: H-D Extended Warranty
« Reply #2 on: February 14, 2019, 03:05:50 PM »

It should be a very easy process to cancel your warranty service contract. Just go into or call the selling dealer and talk to the finance dept. and share your intent. They should only need ID, a signature and proof of current mileage. Your refund will be calculated and either mailed to you if you paid cash or to your lien holder which usually takes 3 to 6 weeks to process, they will then credit your account for said amount. If you do have a lien holder your monthly payment will not reflect this change but your term will.

Hope this helps.
« Last Edit: February 14, 2019, 03:46:12 PM by rayson56 »
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CVODON

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Re: H-D Extended Warranty
« Reply #3 on: February 14, 2019, 03:34:57 PM »

Remember it is not an actual warranty and does not have the bindings/guarantee's that a warranty has.
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Designflaw

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Re: H-D Extended Warranty
« Reply #4 on: February 14, 2019, 03:37:25 PM »

Just go to the dealer and cancel it - Even with a lien, I have seen them just hand the check over.

I will say though, I never buy them, buy bought it on my 14 including wheel and tire, 1st year, hit a pallet that feel off a truck. it replaced my wheel, tire, wheel bearings, axle, and rotor bolts, steering head serviced and seals checked. The wheel and tire cost more than the policy.

I bought it on my 17 CVO because of a new motor etc.... 600 miles, hit a bad bridge connection, new CVO wheel, and tire, bang, paid for the policy again and I'm still covered for the sumping, transfer etc... if they occur or even another damn bent wheel.
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Cvostu

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Re: H-D Extended Warranty
« Reply #5 on: February 14, 2019, 09:06:04 PM »

Keep lt.   It's great to have it if you should ever need it.  Last year I blew up my transmission. Paid the $50.00 deductible and I was on my way.   Would have been 3000.00 if I didn't have it.     I promise you that you will be sorry if you cancel it.    I would never do that.    Stuart.
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smkymtnboy

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Re: H-D Extended Warranty
« Reply #6 on: February 14, 2019, 10:12:15 PM »

mine has paid for itself 3 times. stator, engine ,compensator,kick stand, rear tire,heated seat. man these harleys sure eat a lot!! no fuss no hassles! $50.00 and ride. 
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SDCVO

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Re: H-D Extended Warranty
« Reply #7 on: February 14, 2019, 10:59:03 PM »

On my 12 which will expire in May I went to cancel when I pout in the 124 and the dealer talked me out of it which I was pissed at myself for falling for. After that it ended up paying for itself many times over. Am very happy I didn't cancel.
Just my experience
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Re: H-D Extended Warranty
« Reply #8 on: February 17, 2019, 03:41:39 PM »

Keep lt.   It's great to have it if you should ever need it.  Last year I blew up my transmission. Paid the $50.00 deductible and I was on my way.   Would have been 3000.00 if I didn't have it.     I promise you that you will be sorry if you cancel it.    I would never do that.    Stuart.

X2

By the time mine expired I was up to $32 000 CAN in warranty work. I could not renew it as I surpassed the KM/MI limit or I would have.
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Para Bellum

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Re: H-D Extended Warranty
« Reply #9 on: February 19, 2019, 03:20:35 PM »

X2

By the time mine expired I was up to $32 000 CAN in warranty work. I could not renew it as I surpassed the KM/MI limit or I would have.
Now there's a sales pitch to be proud of:  "Be ready to spend the cost of the bike on repairs."

And HD wonders why people aren't lining up to buy more of their bikes.
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Glenncarp

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Re: H-D Extended Warranty
« Reply #10 on: February 19, 2019, 06:24:54 PM »

Keep lt.   It's great to have it if you should ever need it.  Last year I blew up my transmission. Paid the $50.00 deductible and I was on my way.   Would have been 3000.00 if I didn't have it.     I promise you that you will be sorry if you cancel it.    I would never do that.    Stuart.

I am a property insurance adjuster. I see daily, people who wished they had purchased more insurance. It only pays to have extended warrantee if you need it, then it is well worth it. If you need it and do not have it.....Like most of my customers, you will blame me and then call your agent (dealer here) and ask to buy it. No one EVER wants to pay for insurance, but ALWAYS glad they did when they need it.
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mark

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Re: H-D Extended Warranty
« Reply #11 on: February 19, 2019, 07:22:10 PM »

Remember, most people buying an extended warranty don't need it.  If they did, the issuing company couldn't make money and wouldn't offer it.  However, with the myriad of issued with HD's M8, I'd keep it....and I never opt for extended warranties. 
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Glenncarp

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Re: H-D Extended Warranty
« Reply #12 on: February 19, 2019, 07:23:45 PM »

This is a common misnomer in the insurance industry. the companies don't make any money on your premium. They make money by reinvesting all premiums
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harleychef2011

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Re: H-D Extended Warranty
« Reply #13 on: February 19, 2019, 09:01:40 PM »

Like everyone has said... keep it!  Bought one on my 2010 Road King... new transmission... $50.  My 2014 CVO Road King is in the shop right now with a full engine replacement and over $9k in repairs (blown exhaust bearing) and I'll pay my $50 and go.  The ESP also covers rental (car, not bike).  Totally.  Worth.  Every.  Dime! 

You are talking what, $20-$40 a month in your payment for total peace of mind???  Goes a long way in my book!
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Re: H-D Extended Warranty
« Reply #14 on: February 20, 2019, 02:40:21 AM »

has anyone purchased and used the esp sold by palmer HD?
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