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[twincam]

it is my understanding, that when you purchase a bike. you go down and pay for tax, title and registration. then they send you the regestration and title with the financing banks name as first lean holder on the bike. so, my question is does the bank keep the title, or do they send you a title with there name as first lean holder? and you receive no title at all?does this differ in different states? I am referring to Arizona.

[Fired00d]

In Virginia the Lien Holder keeps the title until the loan is paid off. At that time they will send you the title and on it there will be a stamp saying Lien Released with a signature from a representative of the lien holder.

 
Ride Safe,
Fired00d
 

[naitram]

same in MA

[sadunbar]

same in IL and WI

[sadunbar]

that's 5 states...  45 to go...  sounds like a challenge to get all 50!

[Midnight Rider]

Same in Aladamnbama...no title until the loan is paid in full, then holder sends you the title.

[porthole]

Same in NJ

[mav7266]

Same in KY

[Twolanerider]

Not in Missouri.  Though it used to be. 

Now title is sent to vehicle owner but with lienholder information branded all over it.  When it's paid off you have to submit some form that you've lost years before to the lienholder, get it sent back to you, then send it all in to the state.

[cuthbertss]

Not in Missouri.  Though it used to be. 

Now title is sent to vehicle owner but with lienholder information branded all over it.  When it's paid off you have to submit some form that you've lost years before to the lienholder, get it sent back to you, then send it all in to the state.

misery is f'ed up...
CO is like every else so far

[Twolanerider]

misery is f'ed up...
CO is like every else so far

That may be.  But it is kinda nice to actually have your title in hand.

[cuthbertss]

That may be.  But it is kinda nice to actually have your title in hand.

i spose so... I'll be curious to see how the rest of the states pan out

[hard10]

Same here in SC.

No title 'til she's paid off. I believe it would be because you could then go to a "title lender" and "borrow" against it if you had a title in hand.

[Twolanerider]

i spose so... I'll be curious to see how the rest of the states pan out

It's nicer just to just not owe on the vehicles though !

[Boatman]

i spose so... I'll be curious to see how the rest of the states pan out

Ohio's the same as the majority.  Lender holds the title and you get a copy so you can get your plates.