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[twincam]

(greaseball from up North)   Northern South Carolina???       

what I would do is contact Wells Fargo  Good advice...   

THANKS sadunbar

[hard10]

That is kinda funny coming from an Ex-NY (hard10).

 
Ride Safe,
Fired00d
 

Yes fired00d I am an Ex-NYer and proud of it. I am also very happy that I was smart wise fortunate enough to now live in SC. Don't know that will last forever but I'm happy here now and that's all that matters. However it's guys like the greaseball that give all NYer's, and used car salesmen for that matter, a bad name.

[RJ749]

  I just got turned down for a target charge card---AK

No chit AK, join the club.  Their formula must be somethin'.  I got TD'd back in the 90's.

Too funny I figured since my credit lines at the time were ove $5m.

I didn't buy the POS I had on the counter either.  If they had never offered the 10% discount for getting a card I would have made the purchase and been down the road.  Instead I bought it elsewhere.

[RJ749]

Randy, any credit unions down your way, they are often a better source in these situations than a bank if you can qualify as a member.

We do a lot of secondary finance through them in Washington.

[SPIDERMAN]

No chit AK, join the club.  Their formula must be somethin'.  I got TD'd back in the 90's.

Too funny I figured since my credit lines at the time were over $5m.

I didn't buy the POS I had on the counter either.  If they had never offered the 10% discount for getting a card I would have made the purchase and been down the road.  Instead I bought it elsewhere.

I've heard tell that people with perfect credit scores and no card balances get turned down due to their actually costing the store money in carrying the charge for 30 days with no interest if paid when the bill comes in. This is why American Express charges the stores that accept their card 3% and why a lot of stores don't accept AMEX. Target is figuring you guys will buy from them whether they give you a CC or not, so why carry you for 30 days.  

That's my story and I'm sticking to it.

B B

      PS
          Roger. I'll bet you accept Master Card and Visa for deposits on vehicles but not AMEX - - - correct ?

[twincam]

Randy, any credit unions down your way, they are often a better source in these situations than a bank if you can qualify as a member.

We do a lot of secondary finance through them in Washington.

thanks Rjob,

[RJ749]

I've heard tell that people with perfect credit scores and no card balances get turned down due to their actually costing the store money in carrying the charge for 30 days with no interest if paid when the bill comes in. This is why American Express charges the stores that accept their card 3% and why a lot of stores don't accept AMEX. Target is figuring you guys will buy from them whether they give you a CC or not, so why carry you for 30 days.  

That's my story and I'm sticking to it.

B B

      PS
          Roger. I'll bet you accept Master Card and Visa for deposits on vehicles but not AMEX - - - correct ?

BB, I think you are correct in that scenario on Target.

We limit cards to $3,000.00 on purchases for cars, but we take all of them including AMEX.

The purpose for the limit in today's dollars is a $30,000.00 purchse would have ~$540.00 in fee and we often haven't made that on the stupid sale.

[WFP]

I do this and am considered a deadbeat by the cc company...since they refund me someof this fee that I have already paid and they don't get any interest from me....I should see about $1500 from AMEX in early July...just don't tell Anne!

I've heard tell that people with perfect credit scores and no card balances get turned down due to their actually costing the store money in carrying the charge for 30 days with no interest if paid when the bill comes in. This is why American Express charges the stores that accept their card 3% and why a lot of stores don't accept AMEX. Target is figuring you guys will buy from them whether they give you a CC or not, so why carry you for 30 days.  

That's my story and I'm sticking to it.

B B

      PS
          Roger. I'll bet you accept Master Card and Visa for deposits on vehicles but not AMEX - - - correct ?

[SPIDERMAN]

I do this and am considered a deadbeat by the cc company...since they refund me someof this fee that I have already paid and they don't get any interest from me....I should see about $1500 from AMEX in early July...just don't tell Anne!

I do the same but as mentioned previously, a lot of places don't accept AMEX. Since I 86'd San Diego H-D, I've been buying stuff from Sweetwater H-D and they won't accept my AMEX. They are costing me $$$ on my rebate

B B

[RJ749]

I do this and am considered a deadbeat by the cc company...since they refund me someof this fee that I have already paid and they don't get any interest from me....I should see about $1500 from AMEX in early July...just don't tell Anne!

Not to mention that AMEX charges the cardholder for the privelage of having it in many cases.

Platinum AMEX $300.00...........................

[WFP]

Free for the AMEX Cash Rebate revolving credit card 

Not to mention that AMEX charges the cardholder for the privelage of having it in many cases.

Platinum AMEX $300.00...........................

[Georgehjr]

My dealer or "Stealer" asked for my Master Card when I bought the bike to hold it, nonrefundable, as I found it over the net, and paid MRSP plus,

 So I went to pick it up, I handed them my card and told him to put the balance on the card, after checking with everyone, and somewhat arguing about it ,they took it for the full amt.

This month I got my nice rebate back to help pay for the bike.

[SirMichael]

seriously , people I stand to lose almost 30 grand here, because of disgruntle ex, I am sure lot of you have been through something like this. yea I know, it my own dam fault, just thought someone out there could help. You know making $8400 off a investment of $25000 in 4 1/2 years is not bad money.
Randy

My wife owns her own business developing & selling educational print products & CD's, she has been doing good with it for the last two years, so we decided that it was time for her to go bigger, so we looked into a business loan or an investor for $50,000.00 and we offered 12% a year for 3-5 years depending on how long the investor wanted and we could not get anyone to want to be involved!! That is $6,000.00 a year, so that would be $18,000.00-$30,000.00 in interest depending on the term!!

 Now that is a pretty good investment, but we could not get anyone to be interested!!  

 Because of the economy now, noone seems to want to do anything now, I guess!!

                                                                                                          MIKE

[SPIDERMAN]

Not to mention that AMEX charges the cardholder for the privelage of having it in many cases.

Platinum AMEX $300.00...........................

I've been offered everything but a Black. Don't see the point in it. My plain Jane green one is fine.



B B

[RJ749]

My wife owns her own business developing & selling educational print products & CD's, she has been doing good with it for the last two years, so we decided that it was time for her to go bigger, so we looked into a business loan or an investor for $50,000.00 and we offered 12% a year for 3-5 years depending on how long the investor wanted and we could not get anyone to want to be involved!! That is $6,000.00 a year, so that would be $18,000.00-$30,000.00 in interest depending on the term!!

 Now that is a pretty good investment, but we could not get anyone to be interested!!  

 Because of the economy now, noone seems to want to do anything now, I guess!!

                                                                                                          MIKE

Regular banks have the FEDS on their collective asses all the time now.  Many of them are in jeopardy of being out of the equity/asset requirement set on them.

Also, loan officers have to justify every loan made to the duperior and chit flows uphill nowadays at the bank.  No mgr is taking any risk of a bad decision regardless of profit potential.  We are back to you can only borrow if you already have the money and then you wouldn't be standing there looking for a loan anyway.