To dlhovland:
I don't know how cold it is where you are, but I live outside DC (Virginia side of the Beltway). I rode yesterday (12/29). It was 39 when I started (12:00hrs) and 41 when I finished at about 15:00. I've ridden as low as 35 degrees. I wear the FXRG jacket and pants, no heated gear needed even at highway speeds. Gerbling Hybrid gloves (either theirs or HD's they are both the same) set at mid-range heat (I use the batteries rather than tethering to the electrical PTO of the bike). H-D riding boots with wool socks from K-Mart and a 3/4 hybrid helmet with the visor down and front vent closed. Oh, don't forget some Chapstick. Didn't need to use the heated seats just made sure the baffles on the lowers were closed and the wind deflectors behind the shark nose were in place. This allows the engine to warm the seat and keep your back-side toasty. Was a GREAT RIDE!!! Planning on a Polar Bear on Monday the 2nd with some other riders.
Ain't no fun looking at my scoot in the garage, when I know I could be riding.