Deer impact is Comprehensive, Not a preventable loss, Why no claim? I know you have insurance. I know older people, honestly, with 20+ Comp claims on their policy and we never cared. Just curious. Really never much more notice than a towing claim.
Two very big claims in past two years. My wife totaled a 17 Road Glide special, at 35K with the custom paint we had on it. Not her fault, Trucking company was found to be at fault. Insurance co got re-embursed for bike and medical, had no payout. Had a lady on cell phone do a hit and run on me. 14K damage to bike.
We were dropped by our insurance company of 10 years, determined to be to high risk. Even though police report from hers listed truck drivers very at fault and mine as hit and run, with two witness.
So less then 6 months with new company. Not chancing it.