I'll chime in here on HOG. I've commented on this in another HOG related thread.
I've been a HOG member off and on since 1991. I liked the pin idea, loved the atlas and used that often and attended some rallies (state only, no national). Had a great time. The last actual rally I attended however was one in Augusta, GA back in the mid 90's. I was very disappointed and haven't been back to one. I've even missed our local state rallies here in East Tennessee.
The magazine used to be informative but today's advertisement isn't that exciting to me.
I continue to use and carry the atlas even though my bike has the navigation deal....I still like holding a map in my hands.
I have a bag of pins in my closet if anyone is interested....

I've never joined a local club. I went to a few meetings but (and as I've stated before) it reminded me too much of a home owners association gathering....

I've never wanted to nor partook of any of the rides sponsored/promoted/listed with HOG nor have I had to use the towing deal. I have AAA now with the motorcycle amendment so those HOG benefits haven't/aren't being utilized
My current membership runs out March 2017 and renewal is really not in my future....