My dear Ol' departed Pappy always told me to "stick to what you know, boy."  I dabbled in the Market a couple times.  The only reason I didn't lose my ass was because of my impatience.  Had I left it in there and forgot about it, as I was advised, I would've lost it all.  It's just like playing Poker.  Don't get in the game with anymore than you can afford to lose.  Been lucky, I guess.  The only stock I own today, is in my own Company.  Privately owned, and I've been blessed with a business partner that's a CPA, and a lot smarter than I am.  I know how to make them pennies, and he knows how to stack 'em!  Always been lucky in surrounding myself with people that are smarter than I am.  Another thing my Ol' Pappy told me was, "Assets are nice, Son, but it's the CA$H that counts!"  There endeth the lesson.  Later--HUBBARD