Please look at the coverages you are getting. Do not buy insurance based on bottom line. So many people respond with "I have full coverage". Their is no such thing as full coverage, this type policy is what is required by the lender to cover them, and not what is possibly a good fit for you.
I have a neighbor who is so proud of his low rates but only has $10K liab coverage. What kind of car/truck/whatever costs $10K or less if you cause a wreck and it gets totalled? Nothing and you will pay the remainder of that guys car out of your pocket. You need at least $100K min. Do you need uninsured motorist?
Do a little research, use yourself, your current financial situation, then what it would take to make you well if you got hurt, had $200K in medical, lost your bike (or car) and missed 6 months of work and this "situation" was your fault. A min "full coverage" policy will leave you severly lacking.
Scary. talk to a good agent.