Joe, for just a few more dollars you could get it with a 131”, warranty intact. It’d only be 13 to 15% more for the 131 kit, not sure the 131 race motor available yet. 
If 13-15% is right, that's another $7-8k. HD's 131 kit would still be underpowered from what my 117 twin cams are now but it would probably be okay for a while. Ultimately I know I'd be adding after market cams, exhaust, and tuner.
Then I'm sure I'd add suspension, bars, reverse, CB and wiring for headsets and, of course, a fat front tire setup. Conservatively another $12-13k. Now I'm north of $70k and I'm sure there's more I'm not thinking of right now.
So the question really is, do I like the paint job this much? My dealer has one coming in with an ETA of 2 weeks from now. I don't see me making a final decision until I see the bike in person but it's fun to think about.