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Author Topic: whats everyone paying for insurance??  (Read 5194 times)

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wiseguy

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whats everyone paying for insurance??
« on: February 18, 2005, 10:55:27 PM »

I`m paying $1952 for 5 months and they want that paid in full for the 5 month`s lol
And i also have an excellant driving record on top of that..Go figure
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hd-dude

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Re: whats everyone paying for insurance??
« Reply #1 on: February 18, 2005, 11:01:01 PM »

I pay about $1,300 per year for full coverage with a "Guaranteed Replacement" clause in my policy. Basically if my bike gets wrecked or stolen it will be replaced with all of the exact parts (or equivelent if they are not availible) including all of the accessories that have been added. I too have a perfect driving record.

Shop around the cost for insurance varies greatly from company to company.

Twolanerider

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Re: whats everyone paying for insurance??
« Reply #2 on: February 19, 2005, 04:01:39 AM »

Had to go look.  Mine was $513.00 per six months.  That $1952 for less than six months from the provinces was frightening.  Even when you count that he's likely talking CDN dollars that's still somewhere around $1500.00.   Is insurance for all you Canadians that bad or is he just getting raped and mutilated?
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110tHunDer

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Re: whats everyone paying for insurance??
« Reply #3 on: February 19, 2005, 08:07:01 AM »

Holy cow, guys, I'm only paying $429.80 for a whole year's coverage on the '04 SEEG through State Farm.  It did go up $80 or so when I moved from the '02 Electra Glide Classic to the SEEG, though.  
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naitram

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Re: whats everyone paying for insurance??
« Reply #4 on: February 19, 2005, 09:01:13 AM »

i pay about 2k per bike per year for full coverage, if i took collision off it would be about 500 per bike per year
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kng103

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Re: whats everyone paying for insurance??
« Reply #5 on: February 19, 2005, 09:42:25 AM »

i am in the ny metro area,
and i pay around 750.00 a year.
that includes full coverage plus 10,000 in extras.                                                                i use progressive.
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VANAMAL

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Re: whats everyone paying for insurance??
« Reply #6 on: February 19, 2005, 10:36:50 AM »

WOW! you guys are paying a lot! i pay less than $500.
per year for full coverage on my 02 fxstdi. mine is through FOREMOST ins co.
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Bungy

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Re: whats everyone paying for insurance??
« Reply #7 on: February 19, 2005, 11:09:27 AM »

No, all us Canadians aren't getting raped! I pay $788 CAN / yr for full coverage (replacement value).
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geezerglide

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Re: whats everyone paying for insurance??
« Reply #8 on: February 19, 2005, 11:11:06 AM »

All,

I am paying CDN $1,300.00 per year for Insurance in Calgary, Alberta. This is for an 03 Road Glide valued at CDN $32,000 due to modifications etc.

I carry $1,000,000 Third Part Liability, Deductible on collision/upset is $500 and deductible on comprehensive is $500.

Have no convictions for traffic offences the last few years (have fought them all) and won.

If Canadian Insurance seems high, it is because we have to carry min. $500,000 third party liability.

Also our insurance companies are "Whores" last fiscal year they reprted profits in excess of $4 BILLION.

geezerglide
« Last Edit: February 19, 2005, 12:47:01 PM by geezerglide »
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geezerglide

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Re: whats everyone paying for insurance??
« Reply #9 on: February 19, 2005, 12:48:50 PM »

Bungy,

Who is your insurer?

I will be in Phoenix next week end.

geezerglide
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Bungy

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Re: whats everyone paying for insurance??
« Reply #10 on: February 19, 2005, 01:12:53 PM »

Leo;
I went w/ Jevco, State Farm was actually cheaper, but I've got too many tickets!
GAHD is pushing Blue Circle, but they're more expensive.

Are you going to going to stay in Phoenix for the ride?
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geezerglide

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Re: whats everyone paying for insurance??
« Reply #11 on: February 19, 2005, 01:37:04 PM »

Steve,

I will be back on Mar. 1, then going back apprx. Apr. 1 - 2, depends. Is the ride still on?

geezerglide
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JR

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Re: whats everyone paying for insurance??
« Reply #12 on: February 19, 2005, 02:06:28 PM »

I paid $416 on my roadking and it will only go up to $457 when I get my Lil Bananna. This is for the whole year and I have Farmers Ins. [smiley=nixweiss.gif]

                                                               JR [smiley=laugh.gif]
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dickie

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Re: whats everyone paying for insurance??
« Reply #13 on: February 19, 2005, 03:10:01 PM »

2003 SERK in San Diego  $731 yr with AAA [smiley=furious.gif]
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Twolanerider

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Re: whats everyone paying for insurance??
« Reply #14 on: February 19, 2005, 03:29:41 PM »

Well, upon further review, I was wrong on mine at $513 for six months.  That last payment was just a pro-rated payment when the policy changed over and the bike was changed.  It turns out the annual rate is $786.  Less than some, more than others.  Oh well..... [smiley=nixweiss.gif]
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