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[hd-dude]

I pay about $1,300 per year for full coverage with a "Guaranteed Replacement" clause in my policy. Basically if my bike gets wrecked or stolen it will be replaced with all of the exact parts (or equivelent if they are not availible) including all of the accessories that have been added. I too have a perfect driving record.

Shop around the cost for insurance varies greatly from company to company.

Went and checked mine again and I'm only paying $388 per 6 months on the bike.  (Got it mixed up with my truck policy). I'm with Allstate.

[BLM777]

I've got the SEEG and my wifes' '05 Softail Deluxe on the same policy with Geico.  $721 for both scoots per year.  I am told, however, that all insurance auto/home/cycle will be going up at the policy renewal period due to the never ending stream of hurricanes last fall down here.

[Mr. We]

I still feel good about ours. We use H-D (Dairyland) for both SEEGs and the 95th Ann RK and pay less than a grand; lots of chrome extras and no lying about the mega miles driven!
Course we keep  [smiley=beerchug.gif] out of the picture! [smiley=xyxthumbs.gif]

[Jock]

Of course everything is relative, given the type coverages...I pay $718 for two of my three bikes with Progressive...however I am rethinking matters now that I have read the threads...

My problem is the custom and coverage...very difficult.

Bottom Line - if you are happy that is all that matters!

[Daddyschog]

Here in Central PA I'm pay $393 a yr. from Liberty Mutual W/no accident or violations.  My wifes car and the home owners policy give the disco to get it down that low.  I had insurance thru HOG but they changed vendors and for my SEEG they wanted twice that much for state min. liability coverage.

[BadAss2]

Am paying $1100/year with full coverage like Geezerglide. Am insured for $50K CDN.

[JCZ]

Again, (said it the last time a thread went around asking this question) insurance has a lot of variables........actually, too many, to even get a close idea.

[cei600]

I am with Markel American. Full coverage with a $500 Deductible. Actual cash value. 25-50 liability. That is the minimum for KY. The cost is $684 per year.www.bike-line.com for quotes online. I am pretty satisfied. It was hundreds cheaper than HOG aka Dairyland or the others I checked.

[reo]

insurance has a lot of variables........actually, too many, to even get a close idea.

[HUBBARD]

My premium is $656.00 per year for $45,000.00 replacement policy on my 2002 FLHTCUI.

[soups7]

Clean record, 12 months, full coverage, 100/300, $500 deductable with a discount for the car policy - $215.40. Farmers Ins of Illinois.

[the O`Fender]

NJ some of the highest rates in the country, I pay $1500 annually (100k/300k liability $500 deductible) based on a quoted value of $35k [smiley=furious.gif]

[Sir_Nuke]

I guess there really is an advantage to living in what is considered by the insurance companies a RURAL area....I too have my insurance through Foremost County Mutual....total full coverage for me is $650/year on my SERK.

[bigbore]

Hey wiseguy check out State Farm for the best rates with a clean abstract about $750 /yr. full replacement  [smiley=xyxthumbs.gif]

[Dallas]

$460 per year    Ryder Insurance  Union New Jersey