I hope others faired a lot better than we did this year.
I wish I'd fared as well as you...
First, I got a ticket for rolling through a stop sign at a deserted intersection at 1:30 am. I was stone cold sober and less than 3 miles from home. This is the same intersection where my wife had a bad accident about a year and a half ago... in rush hour on a Friday afternoon. No cops around. The guy who ran the stop sign in front of her -- causing her crash -- got clean away. At 1:30am on New Year's Day with nobody around, there were two cops waiting to flag me down.
Then, we got up this morning and everything was normal. Then, about 11:30, we suddenly had no water pressure. Not two minutes before, my girlfriend had rinsed out a coffee cup in the kitchen sink. We've got to replace 800' of water main from the meter to the house.
Rolling through a stop sign at 1:30am: $100
Replacing 800' of water main: $10.5K
Knowing that your unexpected expenses on the first day of the year have made it unlikely that you'll be able to afford the SERG you have on hold: priceless...
Wanna trade places?