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[ccr]

Called by bank this afternoon and they beat Harley credit by a full percentage point. Yahoo!

[JCZ]

Called by bank this afternoon and they beat Harley credit by a full percentage point. Yahoo!

So did Golden 1 Credit Union.  The dealership told us "with your creit score, you can probably do better at your bank".  I'm just surprised that Harley Financial is still not competative in the market downturn.

Then they want us to apply for a Harley credit card that has a rediculous interest rate.  It seems they're still targeting those with bad credit.

[RickC]

...It seems they're still targeting those with bad credit.

Sure seems that way!

[porthole]

The fine print is now clearer. To be eligible the Sportster must be "title in hand" to teh owner as of 12/25.

How many first time owners of Sportsters did not finance their bike?

Seems like a BS thing on the factories part.

[Boatman]

The fine print is now clearer. To be eligible the Sportster must be "title in hand" to teh owner as of 12/25.

Thanks for pointing it out Duane.  If it's too good to be true, it usually is.  You have a Sporster, get all excited about trading up, then the floor falls out from under you.  What a bad way to try to get someone in the door to look at a new bike.

Ended up buying my wife's bike outright as I couldn't even get a sporster price on trade.  And in Ohio, you don't pay tax on the difference and that still didn't help.  Hope I can sell it this spring ok..

[FLSTFI Dave]

Credit Unions are usually the best place to get loans.

Yes, I know, all my loans are actually with credit unions......

Navy Federal Credit Union is who I usually use.

[FLSTFI Dave]

The fine print is now clearer. To be eligible the Sportster must be "title in hand" to teh owner as of 12/25.

How many first time owners of Sportsters did not finance their bike?

Seems like a BS thing on the factories part.

I did not see that Title in Hand, but no big deal.  We paid the wifes off in 17 months

[porthole]

My son bought his bike in August. Took a loan to build his credit rating and has been doing his best to pay it of, has only 1 or 2 payments left.
He received the announcement AFTER the 25th deadline.

That is BS. He was interested in the deal and had he known the "Must have title in hand by 12/25" he would have paid it off to get the benefit.

Just a BS policy. Wave a carrot and then take it away.

[FLSTFI Dave]

My son bought his bike in August. Took a loan to build his credit rating and has been doing his best to pay it of, has only 1 or 2 payments left.
He received the announcement AFTER the 25th deadline.

That is BS. He was interested in the deal and had he known the "Must have title in hand by 12/25" he would have paid it off to get the benefit.

Just a BS policy. Wave a carrot and then take it away.

Sign in local dealer says the offer is good thru Feb 28 2009.

We never recieved the announcement.  However my local dealer called us to let us know about it.

[porthole]

Don't know who my son got the annoucement from, but I do know he received it after 12/25.

From the "already own a Sportster" page.

http://www.harley-davidson.com/wcm/Content/Pages/2008_Campaigns/ride_free/rideFreeCurrent.jsp?locale=en_US&#terms

*TERMS AND CONDITIONS
Current owners of MY07, 08, and 09 Sportsters 883 or 1200:

This offer applies to the current titled owner ("owner") of a MY 2007, 2008 or 2009 Sportster 883 or 1200 ("qualifying existing motorcycle") as of December 25, 2008.

The owner of a qualifying existing motorcycle has the option to trade in the qualifying motorcycle from December 26, 2008 through March 31, 2009, value towards the purchase of a Harley Big Twin.
The MSRP value used for trade-in will be the original factory-delivered MSRP (including factory installed options) of the qualifying new motorcycle excluding parts and accessories, taxes, freight, titles, licenses, set-up/prep charges, Extended Service Plan, GAP coverage and any dealer add-ons, and regardless of the amount actually paid.

The owner must have valid title of the qualifying existing motorcycle to qualify for this offer and must be the current owner of the vehicle as of December 25, 2008.

The trade-in can only be used for Harley Big Twin motorcycles, which includes all Touring, Softail, Dyna, VRSC models. Excludes XR1200 & Police Models. Only one claim per VIN is eligible.
The owner is responsible for the difference between the trade-in value of the qualifying existing motorcycle and the purchase price of the Harley-Davidson Big Twin.

Trade-in must be a stock vehicle in good condition and good working order. Tires, suspension, engine, and transmission must all be within factory specifications and are subject to inspection by the participating H-D dealer. Vehicle exterior cannot reflect neglect or abuse. The participating H-D dealer will make the sole determination regarding whether the trade-in is in good working condition and good working order.

The owner is responsible for all costs of operating and maintaining the qualifying existing motorcycle prior to trade-in.
This offer may not be combined with any other promotions, offers or discounts.
This offer is not transferable and is not redeemable in cash.

[AZSSE]

I feel sorry for the people that got all excited about this just to be hit with the "title in hand". I know I don't read the fine print like I should, but I'm going to try to in the future. I have a FXSTSSE, so I'm not in that boat, but I can relate to people that find out that if it sounds too good to be true, it is.

[hdbrad03]

The owner must have valid title of the qualifying existing motorcycle to qualify for this offer and must be the current owner of the vehicle as of December 25, 2008.


Take it to a Lawyer.

To me it sounds like if you have a clear title at time of of trade in you would be ok. The current owner buy the 25th stops people from shifting ownership at last minute to gain trade in value. Only my thoughts. 


 
     Brad

[MJZ]

I was by my local dealer today and asked about the fine print on this deal, they told me just bring in the original sales contract and pick out your new bike. The only thing is it must be traded on a bike that is in stock. Sporty did not need to be bought from them nor does it matter if the bike is financed but it does need to be the original owner.
It looks like your son just needs to check with different dealerships since all are not enforcing the fine print.

[FLSTFI Dave]

My dealer called yesterday to give the ship date on the Silver SERG I have a deposit on, Feb 13th.  We also talked about trading my wifes 07 883. 

If it works out, I will be getting my new bike, and also getting her the Heritage at the same time.  It looks like it will work out.

I figure that is the best deal I will ever get on her bike, as it is only 20 months old and has 21,850 miles on it.

[spydglide]

My dealer called yesterday to give the ship date on the Silver SERG I have a deposit on, Feb 13th.  We also talked about trading my wifes 07 883. 

If it works out, I will be getting my new bike, and also getting her the Heritage at the same time.  It looks like it will work out.

I figure that is the best deal I will ever get on her bike, as it is only 20 months old and has 21,850 miles on it.

That's some serious miles on a 883.  har!  spyder