Topic: Interest Rates???? (Read 3806 times)

JCZ · « **on:** February 25, 2004, 03:36:13 PM »

O.K. guys I have great credit, very high FICO score but the best intrest rate that I can find is 10.4 (which is not good in my opnion) from Golden 1 Credit Union.

What interest rates have you guys got and where at?

Thanks for your response.

Michael · « **Reply #1 on:** February 25, 2004, 03:49:43 PM »

Try Capital One (www.capitalone.com). They offer a pretty aggressive rate structure. With a credit score of >700, should be 6-8% APR

ak · « **Reply #2 on:** February 25, 2004, 06:10:22 PM »

try 2nd or 3rd loan on property you own intrest is deductable on income tax some senior would be glad to get 5,or 6% rather than 1.75% with CD------------ak

Cabo · « **Reply #3 on:** February 25, 2004, 09:11:51 PM »

I got 9% with HD credit

JCZ · « **Reply #4 on:** February 25, 2004, 10:19:53 PM »

Quote

try 2nd or 3rd loan

Shadow · « **Reply #5 on:** February 27, 2004, 07:03:41 PM »

I was offered 7.5% from HD with the purchase of an extended warranty. I ended up going with Navy Federal Credit Union at 6.5% (only problem is you must have military background to join). I just refinanced with Austin Telco Federal Credit Union at 3.5% (the only problem is that you must be, or have been, a resident of the Austin metropolitan area to join). The bottom line is that with a good credit score you should be able to get better than you are being quoted.

Benerag · « **Reply #6 on:** March 04, 2004, 04:34:40 PM »

JCZ,

Our dealership was able to get 6.9% on 28 Feb 04.

Benerag [smiley=xyxthumbs.gif]

microwave · « **Reply #7 on:** March 17, 2004, 11:34:13 PM »

i got 11% for 5 years 5th 3rd bank

rugbyprop · « **Reply #8 on:** March 30, 2004, 11:52:19 AM »

I was offered 84 months at 6.5% all the way down to 4.5% at 60 months, with $10,000 down. Took the 84 months, I can always pay off sooner, which I probably will but with two teenagers driving and two toddlers running around the house you never know what expense is around the corner. [smiley=nixweiss.gif]

gb · « **Reply #9 on:** March 30, 2004, 02:31:39 PM »

I got 6.5% for 5 years @ GECU (Govt. employees Credit Uninon). Funny that they will only consider this rate and this term (5years) with Harley Davidson motorcycles. All others will be @ 10.75% and cannot go past 36 months. [smiley=huepfenlol2.gif]

hatchetjak · « **Reply #10 on:** March 30, 2004, 08:33:31 PM »

I've got a five year note at 5.25 from 66 Federal Credit Union.

mr_magoo · « **Reply #11 on:** March 31, 2004, 07:40:56 AM »

Got 5.25% for my credit union on a 60 month loan. [smiley=thumbsup.gif]

Author Topic: Interest Rates???? (Read 3806 times)

JCZ

Interest Rates????

Michael

Re: Interest Rates????

ak

Re: Interest Rates????

Cabo

Re: Interest Rates????

JCZ

Re: Interest Rates????

Shadow

Re: Interest Rates????

Benerag

Re: Interest Rates????

microwave

Re: Interest Rates????

rugbyprop

Re: Interest Rates????

gb

Re: Interest Rates????

hatchetjak

Re: Interest Rates????

mr_magoo

Re: Interest Rates????