Actually my next step is to hire a private attorney. The truth about the insurance is this.......I just recently moved to NC from Ohio and had yet to switch Insurance and tags etc. I am not sure about filing a claim as the insurance company could just drop me even though my premiums are paid, I no longer reside at the address they have on file.........it's all just bad timing.
scott,
wow, the soup get thicker by the day, if your premium is paid you may still be covered, its worth a phone call to your agent to find out where you stand, i doubt that they would drop you over this, and since you said your in the process of switching insurance, who cares, as long as you get your bike fixed. the insurance will get their money back for sure, they will sue anyone and everyone thay can to recover their coin! that what they do best.
after my ordeal in daytona, the shipper, (mailboxs etc.) called me, very angry at the fact that i called my insurance and reported my bike stolen, telling me that we could have worked it out, and that it was costing them thousands in litigation and time, and that they may have to close their doors. after i stopped laughing, i politely told the woman that well, if thats the way your giong to treat people and there property, maybe its a good thing, and hung up!