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Author Topic: Insurance  (Read 4586 times)

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Retro 11

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Insurance
« on: January 04, 2011, 01:49:27 PM »
I dont know where to post this, what kind of insurance should I put on 2011 SESG ,I have Progessive on my 08 now. I know to increse coverage because of the cost of the new bike. Do any of you have co"s I should check out?
          Thanks Retro 11
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mjb765

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Re: Insurance
« Reply #1 on: January 04, 2011, 02:08:02 PM »
I use a broker in Florida call Fernet insurance. www.fernet.com They hooked me up with Foremost Insurance which I had never done business with before. 2 months after my policy began the bike got hit to the tune of $10,500 worth of damage. 3 days after the accident they came and looked at it at the dealer and I had a check in my hands 4 days later. Just renewed and my rates did not increase at all. I was kept informed all the way through and have nothing but nice to things to say......
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tazmun

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Re: Insurance
« Reply #2 on: January 04, 2011, 02:28:45 PM »
I have Dairyland Insurance, which is part of Sentry Insurance
here in Wisconsin. I don't know if they are licensed where you
live but they are way cheaper then Progressive for me.
I have 3 bikes and it costs me $800/yr. It used to be less
then $500/yr till our Governor allowed the lawyers to stack
your liability (3 bikes X rate). Oh we are also tied into your
credit score. Sure hope that is not allowed in your state!
I have a great score, but I hear if you don't, they rape you!
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mjb765

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Re: Insurance
« Reply #3 on: January 04, 2011, 02:33:26 PM »
Quote from: tazmun on January 04, 2011, 02:28:45 PM
I have Dairyland Insurance, which is part of Sentry Insurance
here in Wisconsin. I don't know if they are licensed where you
live but they are way cheaper then Progressive for me.
I have 3 bikes and it costs me $800/yr. It used to be less
then $500/yr till our Governor allowed the lawyers to stack
your liability (3 bikes X rate). Oh we are also tied into your
credit score. Sure hope that is not allowed in your state!
I have a great score, but I hear if you don't, they rape you!

I had Dairyland also--they were good....my agent found Foremost was a bit cheaper so I changed...just my $.02
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HUBBARD

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Re: Insurance
« Reply #4 on: January 04, 2011, 04:09:41 PM »
Have had everything with Nationwide for years.  Probably could beat the rate, but I like the Agent.  Have Stated Ins. Policy on Ol' Maudie.  Insured for 35K, with 1K deductible.  $514.00 per year.  No claims since I switched from Allstate, in 1993.  :2vrolijk_21:  Later--HUBBARD 
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Retro 11

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Re: Insurance
« Reply #5 on: January 04, 2011, 05:50:13 PM »
Thanks for the replys, I will look into some you have postede.
          Retro 11
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VRODDAVE

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Re: Insurance
« Reply #6 on: January 04, 2011, 08:03:43 PM »
x2 Formost Insurance.   Check em out.

i have in the past insured an 03 VROD and 04 FLHTCSE with foremost and paid under $400 for both per year.   When i sold the VROD it only dropped ~75 bucks.

I have never made a claim,  so,  cant say how well they perform when ya need them, but i certenly have no complaints on the last 8 years while using them.
« Last Edit: January 04, 2011, 08:09:09 PM by VRODDAVE »
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bubtrauma

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Re: Insurance
« Reply #7 on: January 04, 2011, 08:13:52 PM »
This thread makes me sick. It cost me 1800 bucks to ride for 6 months.
 :nervous:
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Re: Insurance
« Reply #8 on: January 04, 2011, 08:16:28 PM »
Quote from: bubtrauma on January 04, 2011, 08:13:52 PM
This thread makes me sick. It cost me 1800 bucks to ride for 6 months.
 :nervous:
Wow!!! :bigcry:

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mjb765

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Re: Insurance
« Reply #9 on: January 04, 2011, 08:19:44 PM »
Quote from: bubtrauma on January 04, 2011, 08:13:52 PM
This thread makes me sick. It cost me 1800 bucks to ride for 6 months.
 :nervous:

Holy Crap!!!!!!  That's almost 3 years for 2 bikes with full coverage!!!!
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Unbalanced

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Re: Insurance
« Reply #10 on: January 04, 2011, 08:20:33 PM »
We have had Statefarm for the last 15+ years, recently got a call from Allstate they cut the price of Statefarm with more coverage for the bikes by over 1800 dollars for the year.  Sent the Allstate quotes to my Statefarm rep and he couldnt touch the rates.   Progressive was also lower than Statefarm have had to deal with them for other accidents and they were great.

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fast96

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Re: Insurance
« Reply #11 on: January 04, 2011, 08:35:14 PM »
Im with Foremost as well they have great rates and gave me a huge discount with my GPS tracking device as well as covered my accessories!
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tazmun

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Re: Insurance
« Reply #12 on: January 04, 2011, 08:37:30 PM »
Quote from: Unbalanced on January 04, 2011, 08:20:33 PM
We have had Statefarm for the last 15+ years, recently got a call from Allstate they cut the price of Statefarm with more coverage for the bikes by over 1800 dollars for the year.  Sent the Allstate quotes to my Statefarm rep and he couldnt touch the rates.   Progressive was also lower than Statefarm have had to deal with them for other accidents and they were great.


How many bikes cost you $1800/yr?, and what are your limits?
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SBB

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Re: Insurance
« Reply #13 on: January 04, 2011, 08:39:43 PM »
Quote from: VRODDAVE on January 04, 2011, 08:03:43 PM
x2 Formost Insurance.   Check em out.

i have in the past insured an 03 VROD and 04 FLHTCSE with foremost and paid under $400 for both per year.   When i sold the VROD it only dropped ~75 bucks.

I have never made a claim,  so,  cant say how well they perform when ya need them, but i certenly have no complaints on the last 8 years while using them.


X 3

Four baggers, two scooters full coverage with Foremost.
Great service, quick claim resolution!

SBB
« Last Edit: January 04, 2011, 08:41:22 PM by SBB »
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tazmun

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Re: Insurance
« Reply #14 on: January 04, 2011, 09:06:14 PM »
Quote from: SBB on January 04, 2011, 08:39:43 PM

X 3

Four baggers, two scooters full coverage with Foremost.
Great service, quick claim resolution!

SBB
So Chip, what's the total on yours in NC with Foremost?
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