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[hogasm]

Ahh yes but then the other half thinks she can spend the rewards also...better to have rewards for yourself       so much trouble if she sees this

Unless it is her scooter that is getting the chrome cash thrown towards it

[bokat96]

So does anyone else get the " really your buying something else for that NEW bike " 

Reply: yeah why not Harley sends these certificates for use only at the shop...you want something from there???

[Wild Card]

Mine must be a little different. They just upped my limit again and signed me up for bigger bonuses. I get 3% for HD products, food and a few other items.....5% on fuel......most everything else is 2%......typically have over 1k every 2 months.....cash it in and send to Rebecca think I still hve $1175 on credit with her

What kind of in have you got with Visa?!  The rewards for everyone else are; 3% at Harley Dealers, 2% Gas, Restaurants, Bars, Lodging and 1% for most everything else. 

I had this card (still do, but haven't used it in over a two years) and found it to be one of the lower reward cards available based on my spending habits (not to mention a higher APR% than most if you happen to carry a balance).  You should shop around and ask yourself where you spend your money and how much are your average credit card bills.  We've found a Discover and Visa Platinum to be more beneficial.  Discover often runs 5% cashback promos and we found a Visa with 2% unlimited on everything. 

Unless, you want to show all your friends how cool you are because you have an H-D logo on your credit card.  That only means you'll be paying for everything!  Not a good investment.   

[phato1]

We've had one for years. The rewards are used to pay for major services when they are due and if no dealer work is needed i get to add chrome or maybe some new riding gear for myself and the smarter half 

I don't think you are limited to $25 certificate anymore however - since I have a "chrome cash" certificate for $1000 waiting to get spent at the local dealer  - this weekend in fact - only stipulation is we "need" a new clock for the kitchen so sayeth the boss

[arcticdude]

2 downsides I found:

1) It takes several weeks to get the chrome bucks when you call to redeem them, so plan real early

2) They have a limited amount of time to use them once you get them (like 90 days).  Then they are void.


They dicked me around the last time I went to get them, so I moved to another type of card and closed that one.



Just as an aside, with ANY rewards card, its the vendor PAYING your rewards.  So when you use these cards, whoever you're buying stuff from is paying higher percentages to accept that card from you.  Being a small business man, these costs add up quick.  I'd like to see all the rewards cards get canned, and would easily consider getting rid of mine if I did more small guy business.

[Willie D]

I have had the 'Signature' style HD Visa card for the last 4 years, and use it to buy ALL gas purchases,
phone bill, and several other bills. Never carry a balance and ALWAYS pay it when due. 

'Chrome Ca$h' is Fun to spend and have never been asked to use the card to cover purchases that exceed the CCC.

Never had a problem calling to get them sent. You do have to use them before the expiration date.

JMHO

[Fired00d]

One other thing if no one has mentioned it... If you don't spend the entire amount of the certificate you don't get change back. For that reason I always get the lowest denomination of the certificates ($25).

The following is the disclaimer on the certificate...

Redeemable only at participating, authorized Harley-Davidson^® dealerships in the United States. NO CASH VALUE. If the total purchase is greater than the value of the  certificate, then the balance must be charged to a Harley-Davidson^® Visa card. If the purchase is less than the value of the certificate, then the customer will not receive any cash back.

 
Ride Safe,
Fired00d
 

[Boxman88]

The following is the disclaimer on the certificate...

Redeemable only at participating, authorized Harley-Davidson^® dealerships in the United States. NO CASH VALUE. If the total purchase is greater than the value of the  certificate, then the balance must be charged to a Harley-Davidson^® Visa card. If the purchase is less than the value of the certificate, then the customer will not receive any cash back.

 Just means you start saving as soon as you cash in. Have had mine for a while. Always comes in handy when you want some chrome or clothing.

[Willie D]

The following is the disclaimer on the certificate...

Redeemable only at participating, authorized Harley-Davidson^® dealerships in the United States. NO CASH VALUE. If the total purchase is greater than the value of the  certificate, then the balance must be charged to a Harley-Davidson^® Visa card. If the purchase is less than the value of the certificate, then the customer will not receive any cash back.

 Just means you start saving as soon as you cash in. Have had mine for a while. Always comes in handy when you want some chrome or clothing.

My dealer has never required me to use the card, Ca$h has always been acceptable payment. . . 

[skippy49]

Be sure that when you order certificates that you specify what denomination cert's you want. I didn't one time and asked for $200 before a trip so I could buy shirts at different shops.  They sent me one certificate for $200.  Kind of hard to spread that around at different places.

[Indenial]

Thanks for the insights. I don't like the having to call to get the certificates, or the denominations. Also, the expiration date seems to be a hassle, as well as no cash back or having to charge excess on card.  Too bad it's not like the Cabela's card where they just have the balance in their computer and let you use what you want, when you want.  With all that said, I am going to open an acct and see how I like it. Seems like I'm always spending money there on something.
Does it not work in Canada?

[dayne66]

Does it not work in Canada?

  Not positive...going to call dealer today....but, have only seen info about it on-line in US based 'literature'. I'm hoping that it is available here as I am not liking my current Airmiles card reward system.

[porthole]

I like that you can get single certs now. Much easier to sign one check for 3-400 then 12-16 checks.

When I feel I have enough to cash in, I call, when they come in - next time I am at the dealer I hand them over. The full face value goes on credit for me at the store.

[Indenial]

The credit idea is a great one.

[FLSTFI Dave]

So does anyone else get the " really your buying something else for that NEW bike "  

Reply: yeah why not Harley sends these certificates for use only at the shop...you want something from there???

I never get that!  She is always wanting something for Her bike.

I am thinking about adding the HD visa and dropping my GM card.  I mostly use my Delta American Express now.  I travel lots.  Almost Never carry a balance.