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[FLSTFI Dave]

USAA insures my bikes through Progressive.

Everything I own is through USA, House, boat, cars, truck and so on.

Had 4 bikes on the policy, my 12 CVO road glide, wifes street glide and Heritage, my Fatboy.

1098 for six months the four bikes.  When I added the 13 CVO road glide, was quoted 780 for it, for six months.  I told them they were nuts, they insured my other four bikes for only 318 more than just that bike.  They said yea, but the 13 is newer and a CVO, I replied will the 12 is a CVO also.

Ended up the problem was their system will not let 5 bikes be on a policy.  We figured that out removing the 12 and putting the 13 on the policy.  It went up 9 dollars.  So we put the policy back to original, and figured what portion of the premium the 12 CVO was.  Then he manually submitted to the manager what the 13 should be.  Then increased my discount due to additional bike.

Not to bad 1348 for six months, five bikes, two of which are CVO's and two riders.  250 deductible, under insured and un insured motorist.  300/500 thousand in coverage

[Tony Miller]

WOW some of those prices just set me back in my chair.  I use GEICO here in OHIO and I pay a whooping 186.00.
Can't believe some of those prices some are posting.  Just plain Scary.

186.00 per year / month / quarter?
What does that policy cover?

[dayne66]

Ya.....but,for $1600, I get insurance coverage on rental bikes...saved me $100 last year....damn, that doesn't even take the edge off!

[ultrarider123]

I/family/ex wife/inlaws had and sold State Farm (as a policy holder on my own since I was 19) but in Tennessee, it was eating me alive on vehicle insurance even with no tickets, accidents, no drivers under 25.  With the 09 SG, '11 Superlow and both vehicles ('11 Fusion and '05 MINI) it was running close to $4K/year.  Swapped to Farm Bureau two years ago (also have house coverage with them) and even with trading the 09 SG for the 12 SESG, the yearly total went to $1,500/year which is much more managable.  Had good results with Farm Bureau so far and have saved quite a bit.
The bikes were what was killing me on the State Farm coverage.  Half of that $4K/year was scooter coverage...

Deductables:  $500 for comp/collision on all of them.  Rental car is also on that.

[Jerry/MD]

Just got my renewal from Allstate. $350 for the year. I also have my home and 3 vehicles insured through these folks. I'm sure that helps.

Jerry

[kraut]

I got quoted 1800 for full coverage over here in Germany through USAA on a 2013 CVO Ultra. I am going to be calling some other places when it gets closer to my bike arriving here.

ups - try Harley-Davidson Insurance Services, full coverage for 75.000 $ total value is at 933 $ (over 15 accident-free years).

[src]

2012 SG 2495.00 in mass.

[Thermodyne]

Allstate full coverage on a 2011 TRX just cost me $260 for the year.  That includes a grand worth of accessories coverage.

Dairyland required coverage on my 84 and 2K FXR's cost me $103 a year, total.

[North Georgia Hawg]

Some of these numbers are just plain SCARY! I was with GEICO for years, but they were well over $1000/yr for both bikes we have now.

Here in Georgia with Allstate we are now paying $449/yr for the Honey Badger full coverage, $238/yr for my wife's 2012 Ninja 650 full coverage, plus $55/yr for Uninsured Motorist on both bikes. We have 100/300 on both, and $500 deductibles..

We have the Allstate Gold Protection Package that contains:
* Accident Waiver Program feature (premium won't go up if anyone has an accident)
* Safe Driving Deductible Reward feature (deductible drops $100 each year you don't have an accident)

I didn't get either of these with GEICO.

We also have my 2011 RAM pickup truck, my wife's 2013 Mercedes C250, my daughter's 2007 Mariner, our house and the rental house, and a $1M Umbrella liability policy with Allstate... so we get a lot of discounts. But the Umbrella is over FOUR TIMES as expensive as it would be without the 18-year-old on the auto policy... even though she doesn't even live with us. Go figure...

If you think CVOs and insurance for them are expensive... try having kids! And I don't even wanna TALK about COLLEGE! 

[screaminCVO]

Ya.....but,for $1600, I get insurance coverage on rental bikes...saved me $100 last year....damn, that doesn't even take the edge off!

That' probobaly with a 43% discount as well!!!!

[dayne66]

That' probobaly with a 43% discount as well!!!!

Right you are.....43% discount...and I only have what is necessary with ICBC, the rest is private and a few hundred cheaper than ICBC. Last time I conversed with a buddy from Alberta, his insurances were less than half of mine here in BC (Bring Cash).

[kjmessner]

Paying just a hair over $500 per year for the CVO Ultra and a Heritage Classic -full coverage from SAFECO

[Phantom309]

I have Progressive and pay just under $600 for the whole year ... for the HD and the GS 1000.

[skippy]

I have Progressive and pay just under $600 for the whole year ... for the HD and the GS 1000.


 No Progressive for me  Progressive has BIG association with George Soros a communist in my book  The HOG club claims  no members that insure with Progressive .....




 

[maia812]

 Whats ridiculous ?  I've got 3   CVO's  ,1-- 2003 deuce and  a  on -off road  400 cc and its  $ 2,300  full coverage.