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[OBB]

I do believe the best time to purchase the esp is when you buy the bike, not almost two years later like I did.

Correct. I looked at the sheet today and if you get it within the first 30 days or 2000 miles, you get the lower price.

Something I found out interesting today. For those of use in the Snowbelt states, MoCo extends the factory warranty to start April 1st. So in essence, My factory warranty will be good through 3.31.17.

[firesam23]

No it did not include the tire and wheel coverage.  They wanted 595 for that. 

[panz]

well, i bit the bullet...i bought the 7 year plan with tire and wheel from my hometown dealer. i used the pricing from cornerstone to negotiate my pricing with them. Knowing December is a slow month for sales etc up here in northern ohio, it was time to approach the F & I person...all said and done $1753.00 plus sales tax for 7 years with tire and wheel. My factory warranty runs out in march of 2015 for my 2013 cvo ultra.

[scottt]

well, i bit the bullet...i bought the 7 year plan with tire and wheel from my hometown dealer. i used the pricing from cornerstone to negotiate my pricing with them. Knowing December is a slow month for sales etc up here in northern ohio, it was time to approach the F & I person...all said and done $1753.00 plus sales tax for 7 years with tire and wheel. My factory warranty runs out in march of 2015 for my 2013 cvo ultra.

That's a great deal. Out of curiosity, did the dealer try to tear down the cornerstone service contract? I do think the Harley product is better. Again, IMHO.

[OBB]

That's a great deal. Out of curiosity, did the dealer try to tear down the cornerstone service contract? I do think the Harley product is better. Again, IMHO.

I did a little more research on that Cornerstone one. It doesn't pay crap compared to the original ESP if you get stuck somewhere overnight. Any out of pocket saved on the purchase would be zeroed out after the first night or two.

[OBB]

well, i bit the bullet...i bought the 7 year plan with tire and wheel from my hometown dealer. i used the pricing from cornerstone to negotiate my pricing with them. Knowing December is a slow month for sales etc up here in northern ohio, it was time to approach the F & I person...all said and done $1753.00 plus sales tax for 7 years with tire and wheel. My factory warranty runs out in march of 2015 for my 2013 cvo ultra.

Nice. I just paid that for the 6 year with T&W about an hour ago. F&I guy told me when I bought the bike he would only go 10% off within the first 30 days. 10% is better than 0% in this case.

[panz]

Scott...never tried to cut down cornerstone, paid $80 more for hd warranty, actually CNA, then cornerstone price from kutterhd. Felt it was worth the difference.

[scottt]

Scott...never tried to cut down cornerstone, paid $80 more for hd warranty, actually CNA, then cornerstone price from kutterhd. Felt it was worth the difference.

Great job, I agree.

[Major Tom]

Great job, I agree.

Good thread. this has been very helpful for me as I too have been looking into the whole ESP deal and comparing Kutter with the dealer/s.  I also cashed in my remaining ESP from the 11' and now I'm thinking I'll do something before my 90 days are up.

Cheers Tom

[Ridgerunr]

Look at the other threads here on ESP, reports about denying claims if your exhaust  been changed. Read the contract, CNA can deny any claim for any part if the exhaust has been altered.

[panz]

Ridgerunr...you have to ask yourself this, why do dealers put stage 1, 2 etc on bikes knowing that the owner may have an extended service contract on it, I know money, but why would they jeapordise another profit center of their dealership? It's like anything else that "may" be under warranty....it's the dealers presentation of the problem to either moco or CNA. I'm sure they don't want to lose the dollars they are reimbursed from either moco or CNA. JMO.

[grc]

Ridgerunr...you have to ask yourself this, why do dealers put stage 1, 2 etc on bikes knowing that the owner may have an extended service contract on it, I know money, but why would they jeapordise another profit center of their dealership? It's like anything else that "may" be under warranty....it's the dealers presentation of the problem to either moco or CNA. I'm sure they don't want to lose the dollars they are reimbursed from either moco or CNA. JMO.

I think the logic is slightly flawed, as I explained in this thread previously.  In many cases these days it has absolutely nothing to do with how the "dealer presents the problem to either the MoCo or CNA".  Those entities are requiring prior approval on many repairs, and sending their own reps to inspect and investigate before providing that approval.  This isn't in response to anything any particular dealership said when presenting the problem to Harley or CNA, but rather is driven by economic factors and statistics.  As for why a dealership would jeopardize a profit center like the ESP sales by installing modifications, that's easy to answer.  It's a crapshoot that CNA will void a contract, and if they do the only money the dealer may lose would be their commission on the sale of that one contract if the customer demands a refund.  The percentage of such refunds is likely to be pretty small relative to the large number of contracts sold.  And the profit the dealer made selling and installing all those modifications probably makes the profit from the one contract seem pretty small.

Jerry

[scottt]

Extended service policies are one of the biggest profit centers for dealers. This is not to say they are bad. Chances are the policy buyer will not have covered repairs that exceed the cost of the policy. You are simply buying peace of mind.

I am also struggling with the decision to buy or not to buy. If I buy I would pay cash. I question whether my 14 Limited will need more than $1800 in repairs over the next 5 years. This is the finest, smoothest, coolest running Harley I have owned. I doubt I exceed 50,000 miles. Simple stage one performance upgrade.

If a component does fails, I would try to upgrade that component.

I am leaning towards not buying a warranty. I bought one for my last bike, a 07 SE ultra and never used it. IMHO, my 14 Limited is much better built than that 07 was.

Sorry for the long post, if you see a major flaw in my thinking, please post.

[2 ROSE]

Hey Scott,
I don't know....you spend between $30 and $40K for a CVO harley what the hell is another two? I don't think you/we are the kind that pinches pennies or even dollars for that matter. If we were we would not buy CVO's or maybe not any type of harley...we would all be riding metric. I purchased the esp and glad I did. I have had two claims, one being a new tire and both claims have been covered. So I am on my way to the two thousand it cost me. Plus the piece of mind it provides. Choose wisely...

[kiro]

I don't know....you spend between $30 and $40K for a CVO harley what the hell is another two?

Like many here, I tried to evaluate the plus/minuses in buying the ESP as my factory warranty was scheduled to expire. In the end result, I looked at this much like you 2 Rose. I paid about 5% of the sticker price on my scoot for the 60-month ESP with the tire/wheel option. Even less by percentage if you figure in freight, doc fees, tax/title, etc. I also paid cash after the fact to not roll the cost into the note on the bike. I was on the west coast and the bike in the east for most of the warranty period so I didn't get many miles/wear & tear on it I would have otherwise. I still don't know if it was a wise decision, but the 'peace of mind' factor is legitimate - time will tell...