I have to agree that the retail price isn't bad at all for the components included. Sure is less expensive than a new frame. It is the same price as a Legends air! For the average rider this may not be for you. For the vertically challenged, hell yes. As for the bar comment, so what, most Road Glide guys change the bars anyway., pull backs, apes etc.
I once thought that the price of an FBI bike was hi. Than the 09 SERG came out without a tour pack and fairing lowers. Other than the CVO resale value the FBI IMO is far better all the way around. Look at the number of CVO's purchased than are torn apart to satisfy the owners preferences. You would order your FBI bike right out of the box the way you want it. When was the last time a CVO dealer offered much more than a color option?
Than again this is just my opinion...............