Sorry but we disagree,first,the minute any shop starts reparing anything,be it a car,house or motorcycle for the insurance company instead of for the real customer,the one that pays the premium ,that shop has lost his or her focus on very basic princples of any business which is make the customer happy and everything else will fall into place.Second is, the discount or kickback is the only requirement to get on any of these Approved List,nothing is ever taken in consideration like quality of work performed,proper equipment,customer satisfaction because most of the adjusters out there have never repaired or even have a clue how to properly repair the property that they are appraising ,they are only told to always go the cheapest route.So the phrases like we will warranty or they are insurance approved are deceptive to the customer because if you can't actually do the repair and are not licenced to do it how can you approve or even be involved in the repair process if your only interest is to lower the cost at any cost even quality.So what it boils down to is you either work for the insurer who steers business to you or you work for the customer and make him or her happy and they send you other customers.Your first question to any insurer who wants to send to a particular shop is "what agreement has this shop made with your company and can I see a copy of this agreement and legally what right do they have to negotiate on my behalf on the repair of my vehicle?I have been doing this for 25 years and you tell me that the new concerige programs where you are in an accident and they take your keys and have your car fixed by these hack shops who work for the insurance companies surprises you.They don't even allow you to contact the shop.You got to be kidding me.Lets get some other opinions from the people who pay those premiums.