I've never purchased an extended warranty on my bikes nor vehicles but I've strongly debated it for the CVO. The motor stuff isnt as important to me as the chrome peeling, tires, and things like that. If the motor stuff starts happening I'll replace it with aftermarket parts that are hopefully a bit better in quality.
I need to make the decision soon, only one more month for me.

Maybe I'm reading that wrong, but if I'm not, you need to research just exactly what is covered by the Extended Service Plan. No cosmetic items are covered that I'm aware of, so forget about it if you're only worried about peeling chrome or paint problems or other similar things. And the tire and wheel policy doesn't cover normal wear and tear or defects, it's basically a
road hazard policy. Hit a curb and blow the tire and bend the rim, you're covered. Just wear out the tire, not covered. Chrome peels on the wheel, not covered. Wheel won't hold air due to interior corrosion, not covered. In fact, it would be an excellent idea to get a written description of the coverage and a full list of all the exclusions and other fine print long before you make your final decision.
I've never purchased an extended service agreement, and I figure over the past 10 years alone I'm
many thousands of dollars ahead of the game. So I normally don't recommend an ESP, based on my personal experiences as well as recommendations by various consumer groups. BUT, considering the sorry state of quality and reliability at the MoCo these days, I would have to say that if I were to purchase one of their products now (fat chance), I would definitely plan to find a good deal on an ESP for at least 5 years (3 years beyond the factory warranty). I wouldn't pay the dealer a big profit on the plan after paying him a hefty profit on the bike, and if he didn't want to negotiate I'd find a different business that would. There are plenty of places that will discount the ESP at least 20%.
Jerry