I'm not sure I understand your post. You took the Challenger MSRP and then started adding items from their parts catalog and are surprised at how much those add-ons increased the cost. Then you mention no discount for take off parts. I've never seen a feature on a manufacturer's site that allowed a discount for turning in stock parts. Ive never had this offered by any dealer either...just a discount on new parts. What would a dealer do with take off parts (stock a/c, slip-ons, etc), there's no market for them.
Just curious, if you went to the HD website, looked up the cost of a RGS ($27,299), added the features you selected for the Challenger, would the website show a discount for turning in replaced parts? Also, what would the cost of the RG be if you added the same items you selected for the Challenger? Let's make sure we're comparing apples to apples.
These are not "take off parts" because they are added on the initial order of the MC. Not taken off if they are OE parts added with the website "Build" feature.
Not surprised at the cost, I ride with several friends who have Indians, they are at HD level and higher as to accessory cost. Just made a comment above on how they do their parts additions - a nice option - and the way they do this it's a very profitable one for them as well. Indian took HD's prices and decided + was better.
As to what the cost of a HD is compared to an Indian RG it cannot be apples to apples - the 2 bikes have different features, are different bikes, and as a rider am not interested in purchasing either one.
This remains an HD website, Indians have their own websites and are filled with their fans. To me Indian is a curiosity and their value as I see it is to hopefully push HD as a competitor. I do not like the styling or the ride or anything on any Indian enough to consider a purchase. Others feel differently, to each their own.