It's great when you live next to a dealer who sells for MSRP. But in my case, I moved away from such a dealer by hundreds of miles. My choices for CVOs have been obvious. You pay what the market will bear or travel a round trip of a thousand miles or more to save some money. Then when you bring your bike to your local dealer for service or warranty issues, you get put in the back of the line.
Obviously I'm not happy to have been forced to pay a premium over MSRP, but I really had very little choice. I don't think anyone who has paid a premium is happy about it. But I'll bet that if people were honest you'd find a huge number of them who didn't get their bikes for MSRP.
With the economy slipping into a recession, or worse, there should be more bargains available as time goes on.