Cobalt, being a N. Tx resident myself, I feel your pain concerning the MSRP purchase. In August of 05 when I was shopping for an 06 SEUC, I called all over the great state of TX. The only two dealers I found that would commit to a MSRP deal was your current dealer, and the one in Big Spring. Both, by the way, are long time family owned. The only problem was they don't get many CVO bikes. My final decision was to shop around out of state for the next best deal. I had three legal pads full of phone #'s, prices, etc. When all was said and done, it was cheaper to pay 1K over MSRP locally, than it was to buy at MSRP out of state, considering the travel time and shipping costs. Availablity was another huge factor. For obvious reasons, those with the best price, had the longest waiting lists. Sure enough, after I had purchased mine, people here would post that a Black SEUC was available somewhere at MSRP cause the depositor had backed out for some reason.
I would also vote for the Ultra Classic. So much more comfort, and most likely, won't be available next year, so the values should hold up fairly well.
BTW, where do you go boating? We have a Ski Centurian and spend time on the Brazos River at Whitney. Later and good luck. Whatever you decide, we will have to get together and ride sometime.
Later, Robert